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Bottomline Cash Management from Bottomline Technologies
Provides real-time cash flow visibility, automated payment processes, and reconciliation tools, enabling efficient management of financial resources.
More about Bottomline Technologies
Product analysis by function
Treasury Management Systems (TMS) for Cash Management
Comprehensive platforms that integrate cash management, forecasting, and bank connectivity. These systems provide real-time visibility into global cash positions, automate reconciliation processes, and manage internal and external cash flows.
More Treasury Management Systems (TMS)
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Cash Positioning and Forecasting
(11 Yes /11 Known /12 Possible features)
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Real-Time Cash Visibility Ability to view consolidated cash positions across all bank accounts and entities in real time. |
Vendor and product materials explicitly mention real-time cash visibility across accounts. | |
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Cash Flow Forecasting Capability to generate cash flow predictions based on historical data, open payables/receivables, and user assumptions. |
Product provides cash flow forecasting from historical data and open item analysis (confirmed in marketing materials). | |
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Scenario Analysis Tools to model the impact of various cash flow scenarios. |
Scenario analysis is a standard in TMS; Bottomline Cash Management documentation mentions scenario planning. | |
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Forecast Accuracy Reporting Metric to assess how closely forecasts match actuals. |
No information available | |
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Automated Bank Data Integration Direct feeds from banking partners for daily or intraday balance updates. |
Automated bank data integration noted, including direct data feeds from bank partners. | |
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Multi-Currency Support Ability to operate and forecast in multiple currencies. |
Multi-currency support is confirmed in product brochures and is standard for corporate treasury solutions. | |
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Variance Analysis Automated comparison of forecasted versus actual cash positions. |
Variance analysis features are referenced in reconciliation and reporting capabilities. | |
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Dynamic Forecast Adjustments System-guided updates to forecasts based on real-time or new transactional data. |
Bottomline offers dynamic forecasting/adjustments in response to real-time and new data. | |
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Drill-Down Capability View supporting detail at transaction level for cash positions. |
Users can drill down to transaction-level details in dashboards. | |
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Automated Alerts System-generated notice when cash balances breach preset limits. |
Automated alerts and notifications are available for balances and process exceptions. | |
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Historical Data Retention Access to archives of historical cash positions and forecasts. |
Historical data retention is standard; referenced in reporting and audit trail material. | |
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Customizable Dashboards Personalized workspace for displaying relevant cash-related KPIs. |
Product promotes customizable dashboards for KPIs and cash positions. |
Bank Connectivity & Integration
(8 Yes /8 Known /11 Possible features)
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SWIFT Connectivity Direct integration with SWIFT network for message exchange with banks. |
No information available | |
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Host-to-Host Integration Direct, secure file exchanges between TMS and partner banks. |
No information available | |
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EBICS/Bank Protocol Support Support for regional electronic banking communication protocols. |
No information available | |
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Multi-Bank Access Ability to handle multiple bank relationships from a single platform. |
Designed to handle multi-bank connectivity from a single platform (multiple banks integration confirmed). | |
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Automated Bank Statement Retrieval Automatic, scheduled download of electronic bank statements. |
Automated electronic bank statement retrieval is mentioned under reconciliation automation. | |
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Straight-Through Processing (STP) Ability to process transactions end-to-end without manual intervention. |
STP is listed as a feature to minimize manual intervention in payments and reconciliation. | |
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API Connectivity Supports modern APIs for real-time connectivity and data exchange. |
Product details highlight API connectivity for real-time exchange and integration. | |
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Customizable Integration Formats Ability to map and configure file formats (MT940, BAI2, CAMT, etc.). |
Integration supports bank and ERP formats (e.g., MT940, BAI2) as per technical documentation. | |
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End-to-End Encryption Secure encrypted channels for all bank communications. |
End-to-end encryption is part of Bottomline’s security focus and compliance statements. | |
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Third-Party Platform Integration Capability to connect with ERP, accounting, and other financial platforms. |
ERP and third-party platform integration is advertised as a strength. | |
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Automated Error Handling System handles failed transmissions and notifies users of issues. |
Automated error handling in transmission/failures is mentioned in support materials. |
Payment Management
(11 Yes /11 Known /11 Possible features)
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Bulk Payment Processing Submission and management of batch payment files to banks. |
Batch/bulk payment file processing is supported. | |
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Payment Workflow Automation Automated approval workflows with support for multi-level authorizations. |
Payment workflow automation, including multilevel approval processes, are provided. | |
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Fraud Detection & Prevention Built-in controls to identify unauthorized or suspicious payments. |
Product literature emphasizes fraud detection and risk controls in payments. | |
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Payment File Validation Checks for duplicate or erroneous payments before sending to banks. |
Bottomline checks for duplicate and erroneous entries before payment transmission. | |
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Payment Lifecycle Tracking Real-time monitoring of payment status (initiated, approved, sent, confirmed, etc.). |
Payment lifecycle tracking is available, referencing live status updates. | |
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Multi-Currency Payments Support for executing payments in multiple currencies. |
Product supports payment execution in multiple currencies. | |
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Cut-Off Time Calculation System warns or blocks payments past daily bank cut-off times. |
Cut-off time controls are referenced as part of compliance and payment workflow. | |
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Payment Templates Reusable templates to streamline regular payment processes. |
Payment templates are available to standardize recurring payments. | |
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Audit Logging Complete logs of all payment activity for compliance and traceability. |
Audit logs of payment activity are part of compliance-ready capabilities. | |
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Regulatory Compliance Checks Automated screening for sanctions, anti-money laundering, etc. |
Regulatory screening (AML, sanction lists) checks are available per payment. | |
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Payment Limits & Controls Ability to set per-user or per-transaction limits. |
System allows for per-user/transaction payment limits. |
Liquidity Management
(2 Yes /2 Known /10 Possible features)
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Cash Concentration Setup Automated movement of funds from subsidiary accounts to master accounts. |
Bottomline offers cash concentration tools for automatic movement between accounts. | |
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Notional Pooling Support Ability to virtually offset cash balances across accounts for interest optimization. |
No information available | |
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Physical Sweeping Rules Custom sweep instructions for systematic cash movement. |
No information available | |
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Short-Term Investment Recommendation Suggestions for deploying excess liquidity in short-term instruments. |
No information available | |
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Automated Investment Execution Ability to auto-invest surplus cash per defined policy. |
No information available | |
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Intercompany Loan Management Management and record-keeping for internal lending/borrowing. |
No information available | |
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Interest Allocation Engine Automated calculation/allocation of pool interest to participants. |
No information available | |
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Liquidity Reporting Comprehensive reporting on available and utilized liquidity. |
Liquidity reporting is part of the cash and liquidity management suite. | |
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Policy Compliance Monitoring Automated verification that liquidity transactions adhere to corporate policies. |
No information available | |
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Real-Time Pool Position Instantaneous view of pooled cash positions. |
No information available |
Risk Management & Analytics
(0 Yes /0 Known /8 Possible features)
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Credit Risk Reporting Analysis of counterparty and concentration risks. |
No information available | |
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FX Risk Exposure Calculation Measurement and reporting of foreign currency exposures. |
No information available | |
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Value at Risk (VaR) Quantitative measurement of maximum potential loss over a period. |
No information available | |
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Interest Rate Sensitivity Analysis Assessment of impact of interest rate changes on cash and investments. |
No information available | |
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Scenario Stress Testing Ability to model the effect of adverse market events. |
No information available | |
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Counterparty Limit Management Setting and monitoring limits for financial counterparties. |
No information available | |
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Regulatory Compliance Dashboard Monitor compliance with all relevant treasury regulations. |
No information available | |
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Custom Analytics & KPIs Design and track custom risk metrics. |
No information available |
Accounting and Reconciliation
(4 Yes /4 Known /9 Possible features)
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Automated Journal Entries Creation and posting of accounting entries for treasury transactions. |
Automated journal entries are supported for treasury transactions. | |
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ERP System Integration Direct integration with corporate ERP/accounting platforms. |
ERP system integration is a documented feature. | |
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Bank Reconciliation Automated matching of bank statement items with ledger entries. |
Bank reconciliation automation is emphasized in the product feature list. | |
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Exception Handling Workflow Manage items that fail automated reconciliation. |
No information available | |
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Multi-GAAP/IFRS Support Enable parallel accounting treatments as required. |
No information available | |
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Audit Trail for All Entries Track all changes and approvals for accounting records. |
Audit trails for accounting are referenced in compliance/Audit information. | |
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Custom Chart of Accounts Mapping Flexible mapping of transaction types to accounting codes. |
No information available | |
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Automated Accrual & Amortization Calculation Scheduling of recurring accounting entries for accruals. |
No information available | |
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Manual Adjustment Interface User-friendly environment for ad hoc journal entries. |
No information available |
Security & Controls
(7 Yes /7 Known /8 Possible features)
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Role-Based Access Control User permissions based on defined job responsibilities. |
Role-based access control is included in security documentation. | |
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Multi-Factor Authentication Advanced identity verification methods for system login. |
Multi-factor authentication is supported for secure access. | |
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Audit Logging Record of all user activity for compliance and review. |
Audit logging of user activity is available for compliance/tracing. | |
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Separation of Duties Enforcement Ensures no single user controls conflicting actions (e.g., initiation and approval). |
No information available | |
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Data Encryption at Rest & In-Transit Protects sensitive information at all times. |
Data encryption at rest and in-transit is confirmed in product security features. | |
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Configurable Approval Workflows Customizable rules for required sign-offs on transactions. |
Configurable approval workflows are documented within payment and transaction controls. | |
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User Activity Monitoring Real-time dashboards of user operations and security events. |
User activity monitoring is part of the admin/security suite. | |
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Emergency User Lockout Ability to rapidly revoke access across the organization. |
System allows emergency user lockout as a security feature. |
Reporting and Business Intelligence
(9 Yes /9 Known /9 Possible features)
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Custom Report Builder Drag-and-drop or template-driven report creation. |
Custom report builders are supported (drag and drop and template options mentioned). | |
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Pre-Defined Treasury Reports Out-of-the-box reports for common cash, exposure, and treasury operations. |
Pre-defined treasury reports are out-of-the-box as per documentation. | |
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Scheduled Report Distribution Automated emailing or export of recurring reports. |
Scheduled report distribution (automatic reports/extracts) is available. | |
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Data Visualization Graphs, charts, maps, and dashboards to represent operational data. |
Dashboards with data visualizations (charts, maps, etc.) are available. | |
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KPI Tracking Ability to monitor, display, and set alerts on treasury performance indicators. |
KPI tracking/alerts provided as part of dashboard and performance reporting. | |
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Mobile-Friendly Reporting Access reports easily from tablets and smartphones. |
Mobile-friendly reporting is available (product overview mentions responsive design and mobile access to reports). | |
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Ad Hoc Query Tools Search and pivot treasury data on demand. |
Ad hoc query/search is noted in documentation as a feature for data exploration. | |
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Export to Multiple Formats Output reports in Excel, PDF, CSV, and other common formats. |
Reports can be exported to Excel, PDF, and other formats. | |
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Audit Report Generation Produce audit-ready reports on controls, changes, and transactions. |
Audit-ready report generation is available for all relevant activities. |
System Administration & Maintenance
(8 Yes /8 Known /8 Possible features)
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User Management Console Central portal to create, manage, and deactivate user access. |
User management console included in system administration screens. | |
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Automated System Updates Regular, vendor-supplied upgrades without downtime. |
Automated system updates mentioned as part of vendor managed SaaS environment. | |
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Sandbox/Test Environment Environment for configuration, integration, and workflow testing. |
Sandbox environments are referenced for client testing and configuration. | |
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Change Management Workflows Formal processes for requesting and documenting system changes. |
Change management workflow capabilities are outlined in implementation documentation. | |
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System Health Monitoring Provides uptime, error tracking, and performance metrics. |
System health monitoring (uptime/error/performance) are available (via admin tools or vendor monitoring). | |
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Backup & Disaster Recovery Automated, regular backups and tested recovery procedures. |
Backup and disaster recovery are included in security and SaaS features. | |
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Service Level Agreement (SLA) Defined uptime and support standards, typically agreed upon with vendor. |
SLAs are defined and provided as part of service contracts. | |
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API Administration Tools Management and monitoring of external API integrations. |
API administration and monitoring tools are available. |
User Experience & Collaboration
(6 Yes /6 Known /8 Possible features)
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Intuitive User Interface Easy-to-navigate, logical, and visually appealing system screens. |
User interface is described as intuitive and user friendly in both demos and marketing collateral. | |
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Customizable Workspaces Personalized dashboards and screen layouts. |
Dashboards and workspaces are customizable for individual and team use. | |
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Team Collaboration Tools Commenting, sharing, and workflow assignments within the system. |
No information available | |
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Multi-Language Support Localized language options for global teams. |
Product supports multiple language interfaces for global teams. | |
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Help & Guided Learning Interactive help, tooltips, and guided product walkthroughs. |
Help, tooltips, and guided walk throughs are available for onboarding and support. | |
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Mobile App Access Native or web-based mobile applications. |
Mobile app/web access is supported (mentioned for treasury teams on-the-go). | |
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Accessibility Compliance Support for WCAG/ADA accessibility standards. |
No information available | |
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User Feedback Mechanisms Ability for users to submit feedback directly from the system. |
User feedback mechanisms (in-app or via web) are mentioned as part of product improvement. |
Implementation & Support
(7 Yes /7 Known /8 Possible features)
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Implementation Project Management Structured rollout with dedicated vendor/partner support. |
Vendor offers structured implementation project management as a service. | |
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Dedicated Support Team Tiered help desk and escalation procedures. |
Dedicated support teams and escalation process are detailed in SLA and documentation. | |
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Training Materials & Sessions Comprehensive user and admin training resources. |
Training materials and live/recorded sessions are available for clients. | |
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Online Knowledge Base Continuously updated repository of troubleshooting and how-to information. |
Online knowledge base is referenced on product support site. | |
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Third-Party Consultant Support Availability of certified system integrators and consultants. |
No information available | |
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Customizable Onboarding Programs Tailored onboarding processes to fit organizational structure. |
Onboarding programs are tailored to client requirements. | |
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Customer Community Forums User-to-user support and product improvement discussions. |
User community forums/support are available for user feedback and peer interaction. | |
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24/7 Support Availability Round-the-clock customer service access. |
24/7 support is available, as marketed for mission-critical treasury systems. |
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