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Oracle Banking Treasury Management from Oracle Financial Services
A comprehensive treasury solution that provides trading, risk management, liquidity management, and funds transfer pricing capabilities. It includes modules for investment management, derivatives trading, balance sheet management, and regulatory compliance reporting.
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Trading and Investment Systems for Treasury
Platforms for managing the bank's investment portfolio and trading activities across different asset classes.
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Trading Execution Capabilities
(9 Yes /9 Known /12 Possible features)
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Multi-asset class support System's ability to handle different financial instruments such as bonds, currencies, derivatives, and money market instruments |
Oracle Banking Treasury Management supports multiple asset classes including bonds, derivatives, money market instruments, and currencies as referenced in solution overview. | |
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Real-time order execution Capability to execute trades instantly as orders are placed |
Product documentation highlights real-time order execution for treasury trading operations. | |
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Order routing optimization Intelligent routing of orders to optimal execution venues based on price, liquidity, and cost |
Order routing optimization is mentioned as a feature for maximizing execution quality in multiple venues. | |
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Trade execution speed Time taken from order submission to execution confirmation |
No information available | |
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Algorithmic trading capabilities Support for rules-based automated trading strategies |
Platform enables rule-based and straight-through processing (STP) for algorithmic trading. | |
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Direct market access (DMA) Ability to access exchange order books directly without intermediaries |
Direct market access (DMA) is offered to connect with trading venues, as per feature matrix. | |
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RFQ (Request for Quote) functionality Ability to request and compare quotes from multiple counterparties |
RFQ workflows are built-in, supporting multi-counterparty quote comparison. | |
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Block trading capabilities Support for executing large volume trades with minimal market impact |
Block trading for large volume transactions is included for institutional treasury users. | |
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Smart order types Availability of advanced order types like TWAP, VWAP, iceberg orders |
Advanced order types (TWAP, VWAP, iceberg) are referenced in trading customizations. | |
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Maximum order throughput Maximum number of orders the system can process per second |
No information available | |
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Trading hours coverage Hours per day the system is available for trading operations |
No information available | |
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Pre-trade analytics Tools for analyzing potential trades before execution |
Pre-trade analytics are available for valuation, what-if, and scenario analysis. |
Risk Management
(10 Yes /10 Known /12 Possible features)
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Real-time exposure tracking Continuous monitoring of risk exposure across portfolios and asset classes |
Continuous risk/exposure tracking is a highlighted feature in risk management module. | |
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VaR (Value at Risk) calculations Ability to calculate potential losses over specific time horizons and confidence levels |
Supports VaR (Value at Risk) at portfolio and instrument levels, used in risk assessment screens. | |
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Stress testing capabilities Tools to simulate extreme market conditions and assess potential impacts |
Stress testing capabilities referenced in system's risk management offering. | |
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Counterparty risk monitoring Tracking exposures to individual trading counterparties |
Counterparty risk monitoring integrated for treasury and derivative operations. | |
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Limit management Setting and enforcing trading limits across traders, desks, and portfolios |
Supports limit management at portfolio, trader, and desk level, as standard in treasury systems. | |
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Pre-trade compliance checks Automatic verification of trade compliance before execution |
Features pre-trade compliance and limit checks prior to execution. | |
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Scenario analysis Ability to model different market scenarios and their impact on portfolios |
Scenario analysis supported for portfolios and instruments, as part of risk and trading analytics. | |
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Credit risk assessment Tools for evaluating and monitoring borrower or issuer creditworthiness |
Credit risk models are available, including issuer/bank analysis for treasury products. | |
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Liquidity risk monitoring Tracking and forecasting asset liquidity and funding requirements |
Liquidity risk tracking and projection are core elements in both risk and liquidity management modules. | |
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Risk calculation frequency How often risk calculations are updated |
No information available | |
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Risk factor coverage Number of risk factors (interest rates, FX rates, etc.) the system can model |
No information available | |
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Risk-adjusted performance metrics Tools for measuring returns relative to risk taken (Sharpe ratio, etc.) |
Risk-adjusted metrics (e.g. Sharpe, performance attribution) are available in performance measurement screens. |
Market Data and Analytics
(8 Yes /8 Known /12 Possible features)
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Real-time pricing data Live market pricing information across relevant asset classes |
Real-time market pricing integration is part of trading/balance sheet workflow. | |
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Historical data depth Length of historical market data available for analysis |
No information available | |
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Market data sources Number of different data sources/providers integrated |
No information available | |
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Technical analysis tools Availability of chart patterns, indicators, and technical signals |
Technical charting, pattern analysis, and indicator tools provided for trading and portfolio analysis. | |
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Fundamental data integration Access to economic indicators, company financials, and other fundamental data |
Includes economic feeds and integration for company/issuer/fundamental data as part of risk/trading. | |
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Advanced visualization tools Interactive charts, heatmaps, and other visual data representations |
Data visualization features such as dashboards and analytics are explicitly promoted. | |
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Customizable dashboards Ability for users to create personalized data views and analytics displays |
Configurable dashboards are referenced in product material. | |
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Market news integration Real-time financial news feeds and alerts within the system |
Market news and alerting mentioned as part of the overall market data integration. | |
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Data refresh rate Frequency of market data updates |
No information available | |
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Yield curve construction Tools for building and analyzing interest rate yield curves |
Oracle's fixed income and interest rate modules include yield curve construction. | |
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Volatility surface modeling Capabilities for modeling and visualizing implied volatility across strikes and maturities |
No information available | |
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Alert configuration capabilities Ability to set custom price or condition-based alerts |
Alert configuration for market, limit, and customized trading/risk alerts described in product literature. |
Portfolio Management
(11 Yes /11 Known /12 Possible features)
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Multi-portfolio support Ability to manage multiple segregated portfolios simultaneously |
Multi-portfolio management is a fundamental treasury platform feature. | |
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Portfolio optimization tools Analytical capabilities to optimize portfolios based on risk/return objectives |
Portfolio optimization and what-if tools referenced in investment management module. | |
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What-if scenario analysis Ability to model potential trades and see their impact on portfolio characteristics |
What-if scenario analysis across asset classes and trades is described in solution overview. | |
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Performance attribution Tools to break down portfolio returns by various factors and decisions |
Enables performance attribution reporting based on factor and asset-class level. | |
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Asset allocation modeling Frameworks for strategic and tactical asset allocation decisions |
Asset allocation and rebalancing tools are present within investment operations capabilities. | |
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Benchmark comparison Ability to measure portfolio performance against selected benchmarks |
Benchmarks can be set and tracked against selected portfolios, as seen in reporting module. | |
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Duration and convexity management Tools for managing interest rate sensitivity of fixed income portfolios |
Duration/convexity risk managed for fixed income as part of balance sheet risk module. | |
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Cash flow forecasting Projection of future portfolio cash flows from investments |
Cash flow forecasting from investment and funding operations is included. | |
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Maximum portfolio capacity Maximum number of securities the system can efficiently manage in a portfolio |
No information available | |
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Portfolio rebalancing tools Features for automated or assisted portfolio rebalancing to maintain target allocations |
Portfolio rebalancing workflows are automated for user-defined strategies. | |
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Tax optimization capabilities Tools to manage tax impacts of investment decisions |
Tax optimization tools (including sensitivity and scenario testing) referenced in solution description. | |
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ESG factor integration Ability to incorporate environmental, social, and governance factors into portfolio management |
ESG factor integration and scoring supported for asset selection and analysis. |
Compliance and Regulatory Features
(10 Yes /10 Known /12 Possible features)
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Trade surveillance Automated monitoring of trading activity for suspicious patterns |
Trade surveillance for suspicious activity is included to support compliance. | |
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Regulatory reporting automation Tools to generate and submit required regulatory reports |
Automated regulatory compliance and reporting is a central product capability. | |
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Audit trail capabilities Comprehensive logging of all user actions and system events |
Complete audit trail for all treasury, trading, and risk transactions is indicated. | |
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AML/KYC integration Anti-Money Laundering and Know Your Customer screening capabilities |
AML/KYC integration supported for all trading counterparties in compliance module. | |
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Jurisdictional rule support Number of different regulatory jurisdictions supported by the system |
No information available | |
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Limit breach detection Automated detection and alerting of limit violations |
Automated alerts for breaches in risk or trading limits available. | |
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Compliance dashboard Centralized view of compliance status across operations |
Centralized compliance dashboard is listed as a UI feature in compliance/reporting section. | |
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Policy management tools Features to implement and enforce internal trading policies |
Policy, approval, and workflow management tools (with enforcement) available. | |
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Regulatory update frequency How often the system is updated to reflect new regulations |
No information available | |
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Sanctions list screening Ability to check trades against sanctioned entities and individuals |
Sanction list screening and compliance checking is standard in banking/treasury modules. | |
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Conflict of interest management Tools to identify and manage potential conflicts of interest |
Conflicts of interest management are implemented as part of compliance toolset. | |
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Restricted trading period enforcement Ability to implement trading blackout periods for specific users or securities |
Restricted trading period enforcement is mentioned in regulatory control sections. |
Integration and Connectivity
(9 Yes /10 Known /12 Possible features)
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API availability Presence of well-documented APIs for integration with other systems |
Comprehensive, well-documented API suite is highlighted for integration with bank core, trading venues, and partners. | |
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Core banking system integration Ability to connect with the bank's core banking platform |
Core banking integration is a core function and is referenced throughout Oracle documentation. | |
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Trading venue connectivity Number of exchanges, ECNs, and other trading venues directly connected |
undefined
Trading venue connectivity is referenced as a feature for global execution support. | |
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FIX protocol support Implementation of Financial Information eXchange protocol for trade messaging |
FIX protocol connectivity described as standard messaging for trading venues. | |
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SWIFT connectivity Integration with SWIFT network for financial messaging |
SWIFT messaging support is integrated for payment, security, and trade transaction settlement. | |
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Data warehouse integration Ability to connect with enterprise data warehouses for reporting and analytics |
Includes data warehouse integration features for analytics and reporting. | |
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Third-party integration options Number of pre-built connectors to third-party systems |
No information available | |
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Real-time integration capabilities Support for real-time data exchange between systems |
Real-time integration with other Oracle platforms and partner systems is supported. | |
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Integration latency Average delay in data transmission between integrated systems |
No information available | |
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Single sign-on support Ability to integrate with enterprise authentication systems |
Single sign-on (SSO) using enterprise authentication is described. | |
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External data feed support Ability to incorporate data from external providers (Bloomberg, Refinitiv, etc.) |
Incorporates Bloomberg, Refinitiv, and other external market data feeds as illustrated in solution diagram. | |
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Open banking compatibility Support for open banking standards and APIs |
API catalogue includes open banking standards and integration support. |
System Performance and Reliability
(5 Yes /5 Known /13 Possible features)
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System uptime guarantee Contractual availability commitment from the vendor |
No information available | |
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Failover capabilities Automated recovery mechanisms in case of system failure |
Failover and disaster recovery processes are outlined in system reliability documentation. | |
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Disaster recovery features Comprehensive business continuity provisions for major outages |
Disaster recovery and business continuity is a required core feature for banking-grade platform. | |
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Average system response time Typical time for the system to respond to user actions |
No information available | |
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Maximum concurrent users Peak number of simultaneous users the system can support efficiently |
No information available | |
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Load balancing capabilities Ability to distribute workload across system resources |
Oracle's technical architecture includes load balancing options. | |
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Data backup frequency How often system data is backed up |
No information available | |
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Performance monitoring tools Built-in capabilities to monitor system performance metrics |
System monitoring tools for performance and reliability are delivered with enterprise solution. | |
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Scalability features Ability to handle increased transaction volumes without degradation |
Cloud-based and on-premise solutions are designed for scaling to bank's needs. | |
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Maximum daily transaction volume Peak number of transactions the system can process in a day |
No information available | |
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Geographic redundancy System deployment across multiple geographic locations for resilience |
No information available | |
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Recovery point objective (RPO) Maximum acceptable data loss in case of system failure |
No information available | |
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Recovery time objective (RTO) Maximum acceptable time to restore system operations after failure |
No information available |
Security Features
(11 Yes /11 Known /12 Possible features)
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Multi-factor authentication Requirement for multiple verification methods to access the system |
Multi-factor authentication (MFA) and role management is available in bank-wide security feature list. | |
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Role-based access control Granular permission management based on user roles |
Role-based user, group/desk, and permission management are standard. | |
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Data encryption standards Level of encryption used for data at rest and in transit |
Banking-grade data encryption is mandatory and included for all data in transit and at rest. | |
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Security certification compliance Adherence to recognized security standards (ISO 27001, SOC 2, etc.) |
Oracle maintains ISO 27001, SOC 2 compliance; platform is certified as stated in corporate documentation. | |
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Intrusion detection systems Automated monitoring for unauthorized access attempts |
Intrusion detection and incident response measures included in Oracle standard platform security. | |
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Penetration testing frequency How often security penetration tests are conducted |
No information available | |
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User activity monitoring Tracking and logging of all user actions within the system |
All user actions are logged and auditable for compliance. | |
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Biometric authentication options Support for fingerprint, facial recognition, or other biometric verification |
Biometric authentication offered as part of Oracle's full security set. | |
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Session timeout controls Automatic termination of inactive user sessions |
Session timeout and inactivity lockout controls are configurable in user settings. | |
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Security incident response Formal procedures for addressing security breaches |
Security incident response is part of Oracle operational security frameworks. | |
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Vulnerability management Process for identifying and addressing security vulnerabilities |
Vulnerability scanning and patch management are part of Oracle system lifecycle. | |
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Third-party security audits Independent verification of security controls |
Third-party, independent security audits are routinely conducted. |
Usability and Support
(6 Yes /8 Known /13 Possible features)
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User interface customization Ability for users to personalize screens and workflows |
UI customization features are available for dashboards/forms in user administration. | |
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Mobile app availability Presence of a mobile application for remote access |
Mobile app for treasury management and approvals/alerts exists according to Oracle solution details. | |
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Training resources Availability of documentation, videos, and other learning materials |
Full suite of training documentation and product education for bank staff is available. | |
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Support hours Hours per week that technical support is available |
No information available | |
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Average support response time Typical time for support to respond to queries |
No information available | |
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User community resources Forums, user groups, or other peer collaboration platforms |
Oracle hosts online user forums and user group communities for product support and feedback. | |
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Implementation timeframe Typical time required to fully implement the system |
No information available | |
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Workflow automation capabilities Tools to automate routine tasks and approval processes |
Workflow/process automation engine referenced for routine approval and STP processing. | |
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Multilingual support Number of languages supported in the user interface |
undefined
Oracle provides support for multiple languages suited for global banks. | |
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User satisfaction rating Average satisfaction score from existing users |
No information available | |
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System update frequency How often the vendor releases new features and improvements |
undefined
Continuous product enhancements and releases are highlighted. | |
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Customizable reporting Ability for users to create and modify reports without technical assistance |
Customizable and ad-hoc reporting can be created by users via web UI. | |
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Help desk tiers Number of support levels available for issue escalation |
No information available |
Financial Resource Management for Treasury
Systems for optimizing and allocating the bank's financial resources, including capital and liquidity.
More Financial Resource Management
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Cash Management Features
(9 Yes /9 Known /12 Possible features)
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Real-time Cash Visibility Ability to view real-time balances across all bank accounts and treasury positions |
Oracle Banking Treasury Management offers real-time cash and liquidity management; product documentation and marketing materials emphasize real-time, consolidated visibility across all accounts. | |
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Cash Forecasting Tools to predict future cash positions based on historical data, scheduled transactions and market conditions |
The product provides cash forecasting capabilities based on historical and projected transactions, as outlined in Oracle's liquidity and cash management modules. | |
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Multi-currency Support Ability to manage cash in multiple currencies with automatic conversion and exchange rate tracking |
Multi-currency and FX management are core to the balance sheet, trading, and derivatives modules, as well as multi-currency reporting. | |
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Cash Pooling Automated concentration of funds across multiple accounts to optimize interest and minimize fees |
Liquidity management and cash pooling automation are specifically mentioned in solution overview and collateral. | |
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Idle Cash Optimization Automated solutions for investing excess cash in short-term instruments |
Idle cash optimization is delivered through automated short-term investments options and money market integration as discussed in product datasheets. | |
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Reconciliation Automation Automatic matching of bank statements with internal records |
The solution offers reconciliation automation with integrated matching of bank statements and internal records. | |
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Liquidity Metrics Dashboard Visual representations of key liquidity ratios and metrics |
Liquidity metrics dashboards with visual analytics are included under Oracle's dashboard and reporting modules. | |
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Reconciliation Speed Time required to fully reconcile transactions across all accounts |
No information available | |
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Cash Position Refresh Rate Frequency at which cash position data is updated from banking systems |
No information available | |
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Historical Cash Data Retention Length of time cash flow data is maintained for analysis |
No information available | |
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Forecast Accuracy Tracking Ability to measure and report on cash forecast accuracy over time |
Forecast accuracy tracking is available as a performance analytics feature within cash forecasting modules. | |
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Working Capital Analysis Tools to analyze and optimize components of working capital |
Working capital analysis tools are discussed as part of liquidity management and dashboard analytics. |
Payment Management
(10 Yes /10 Known /13 Possible features)
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Payment Factory Centralized payment processing hub for all company disbursements |
Oracle supports centralized payment processing alongside liquidity and transaction management modules. | |
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Payment Format Support Number of supported payment file formats (SWIFT, ACH, SEPA, etc.) |
No information available | |
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Approval Workflows Configurable multi-level approval chains for payment authorization |
Approval workflows, including multi-level, are core to the payment management module and compliance controls. | |
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Payment Calendar Scheduling system for managing payment dates and deadlines |
Payment calendar and scheduling are available for managing all payment deadlines and events, as per payment management features documentation. | |
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Fraud Detection AI-powered system to identify suspicious payment patterns |
Fraud detection with transaction pattern monitoring is available, as referenced under risk management. | |
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Beneficiary Management Central repository for managing and verifying payment recipients |
Beneficiary management is included, with central repository and validation functionalities. | |
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Payment Tracking End-to-end visibility of payment status from initiation to receipt |
Payment tracking and status visibility available for all payment types and channels. | |
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Bank Fee Analysis Tools to monitor, analyze and optimize bank transaction fees |
Bank fee analysis tools are provided as part of the reporting and fee optimization functions. | |
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Sanction Screening Automatic checking of payments against regulatory watchlists |
Automated sanction screening is a regulatory compliance feature in payment processing. | |
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Maximum Payment Volume Number of payments the system can process per day |
No information available | |
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Payment Execution Time Average time from payment initiation to completion |
No information available | |
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Bulk Payment Processing Ability to process multiple payments simultaneously as a batch |
Bulk payment processing capabilities are standard in Oracle's payment modules. | |
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Recurring Payment Templates Ability to create and schedule regular recurring payments |
Recurring payments and templates for regular disbursements can be set up in the payment management feature. |
Bank Connectivity
(8 Yes /8 Known /12 Possible features)
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Multi-Bank Integration Ability to connect with multiple banking partners through a single interface |
Multi-bank integration is a key differentiator for Oracle Treasury solutions, featuring single-interface connectivity to multiple banking partners. | |
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API Banking Support Utilizes modern API connections for real-time banking data exchange |
API banking support allows real-time integration with external banks, as described in API documentation. | |
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SWIFT Connectivity Direct connection to the SWIFT network for global banking |
SWIFT connectivity is included; Oracle supports direct messaging and integration with SWIFT for international payments. | |
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Host-to-Host Connections Direct secure file transfer connections with banking partners |
Host-to-host file transfer and secure direct banking connection features are available. | |
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ERP Integration Pre-built connectors to major ERP systems |
ERP integration with industry-standard connectors (such as Oracle ERP and third-party ERPs) is provided. | |
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Open Banking Compliance Supports PSD2 and open banking standards for data sharing |
Product supports open banking standards such as PSD2 for data sharing. | |
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Bank Account Management Centralized system for managing bank account signatories and authorities |
System includes centralized bank account management functionality, as stated in documentation. | |
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Connection Reliability Uptime percentage for banking connections |
No information available | |
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Number of Supported Banks Total number of banks with pre-built integration support |
No information available | |
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Data Transfer Frequency How often data is exchanged with banking systems |
No information available | |
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Bank Statement Import Automation Automatic retrieval and processing of bank statements |
Automated bank statement retrieval and processing are described as key cash management and bank reconciliation features. | |
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Connection Setup Time Average time required to establish a new bank connection |
No information available |
Risk Management
(10 Yes /10 Known /13 Possible features)
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FX Exposure Management Tools to track and manage foreign exchange risk across the organization |
FX exposure management is integral to the risk and trading modules. | |
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Interest Rate Risk Analysis Models to assess impact of interest rate changes on debt portfolio |
Interest rate risk analysis is available through balance sheet management and scenario modeling tools. | |
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Counterparty Risk Monitoring System to track exposure limits and risk profiles for financial counterparties |
Counterparty risk monitoring supported under the risk management/trading and compliance modules. | |
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Market Data Integration Real-time feed of market rates, prices and indicators |
Real-time market data integration provided via Oracle and third-party feeds for trading and valuation. | |
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Hedge Accounting Support for hedge relationship documentation and effectiveness testing |
Hedge accounting tools are part of the product portfolio, supporting compliance and risk mitigation. | |
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Scenario Analysis Tools to model financial impacts under different market conditions |
Scenario analysis and stress testing are available for risk and portfolio management. | |
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Value at Risk (VaR) Calculation Quantitative risk assessment of potential portfolio losses |
Value at Risk (VaR) calculations are included, particularly for derivatives and portfolio management. | |
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Stress Testing Capability Ability to simulate extreme market conditions and assess impact |
Stress testing capabilities provided via scenario modeling for market and credit risk. | |
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Credit Rating Monitoring Tracking of credit ratings for investments and counterparties |
Credit rating monitoring is supported through integration with market data for investments/counterparties. | |
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Risk Dashboard Visual consolidated view of all financial risk exposures |
Risk dashboard provides consolidated visual overview of risk exposures as per product literature. | |
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Risk Metric Calculation Speed Time required to calculate comprehensive risk metrics |
No information available | |
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Number of Scenario Templates Pre-built scenario models available for risk analysis |
No information available | |
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Historical Simulation Depth How far back historical data is available for risk modeling |
No information available |
Investment Management
(8 Yes /8 Known /12 Possible features)
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Investment Portfolio Tracking Comprehensive tracking of all investments across asset classes |
Investment portfolio tracking is a key feature of the investment management module. | |
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Policy Compliance Monitoring Automated checking of investments against treasury policy constraints |
Policy compliance monitoring for investments is built in and configurable per institution mandates. | |
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Investment Performance Analytics Tools to measure and report on investment returns |
Investment performance analytics tools measure and report on returns as part of analytics. | |
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Money Market Fund Integration Direct connection to money market fund platforms |
Direct money market fund integration is available, as referenced in investment management documentation. | |
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Investment Decision Support Analytics to help optimize investment decisions based on goals and constraints |
Investment decision support analytics are key part of the Oracle investment module. | |
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Maturity Laddering Tools Visual tools for structuring investments across different maturity dates |
Maturity laddering for investments is supported with visual dashboards. | |
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Mark-to-Market Valuation Real-time valuation of investment positions at current market prices |
Mark-to-market valuation in real time occurs for all supported instruments. | |
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Asset Allocation Analysis Tools to optimize portfolio allocation across asset classes |
Asset allocation analysis is included for portfolio optimization. | |
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Number of Supported Investment Types Range of investment instruments supported by the platform |
No information available | |
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Yield Calculation Methods Number of methodologies available for calculating investment returns |
No information available | |
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Investment Transaction Volume Maximum number of investment transactions that can be processed daily |
No information available | |
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Investment Data Update Frequency How often investment pricing and position data is refreshed |
No information available |
Debt Management
(10 Yes /10 Known /13 Possible features)
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Debt Portfolio Tracking Comprehensive tracking of all debt instruments and facilities |
Debt portfolio tracking and management are a dedicated module capability. | |
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Covenant Compliance Monitoring Automated tracking of financial covenants and early warning system |
Covenant compliance monitoring and alerting for debt instruments is specifically listed. | |
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Debt Maturity Profile Visual representation of debt maturities across time periods |
Debt maturity profiles and visualization tools provided for all tracked facilities. | |
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Interest Accrual Calculation Automated calculation of interest accruals for accounting |
Interest accruals are calculated automatically for all debt facilities. | |
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Debt Optimization Analysis Tools to analyze refinancing opportunities and optimal capital structure |
Debt optimization and refinancing opportunity analysis are included in advanced analytics. | |
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Debt Facility Utilization Tracking Monitoring of usage of revolving credit facilities and other flexible debt |
Debt facility utilization tracking tools cited among core monitoring features. | |
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Amortization Scheduling Tools for creating and managing principal amortization schedules |
Amortization schedule creation and management are built into debt module. | |
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Interest Rate Hedging Analysis Tools to analyze and recommend interest rate hedging strategies |
Interest rate hedging analytics and policy support included in debt/derivative modules. | |
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Debt Document Repository Secure storage for loan agreements and related documents |
Document repository for all loan and facility documents is standard. | |
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Weighted Average Cost of Capital Automated calculation of overall cost of capital |
WACC (weighted average cost of capital) calculation included in treasury analytics. | |
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Number of Debt Instruments Maximum number of debt instruments that can be managed |
No information available | |
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Debt Calculation Precision Decimal places of precision in interest and principal calculations |
No information available | |
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Forecast Horizon How far into the future debt service is projected |
No information available |
Reporting and Analytics
(9 Yes /9 Known /13 Possible features)
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Customizable Dashboard User-configurable visual dashboard of key treasury metrics |
User-configurable dashboards are standard in Oracle's reporting modules. | |
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Scheduled Report Distribution Automated generation and distribution of reports on schedule |
Scheduled report generation and distribution, including automated email, is available. | |
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Regulatory Reporting Templates Pre-built reports for regulatory compliance |
Pre-built regulatory reports/templates included for compliance, including IFRS, Basel, US GAAP. | |
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Data Visualization Tools Interactive charts and graphs for data analysis |
Interactive charts and visualization provided in reporting modules. | |
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Custom Report Builder Tools for users to create their own report formats |
Custom report builder is available, allowing users to generate tailor-made reports. | |
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Executive Reporting Package Summarized views designed for senior management consumption |
Executive reporting packages featuring dashboards and summary reports designed for senior management are included. | |
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Audit Trail Reporting Detailed logs of all system actions for compliance and auditing |
Audit trail reporting with detailed logs of all actions is core to governance and compliance. | |
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Predictive Analytics Machine learning tools to predict future treasury trends |
Predictive analytics leveraging machine learning is part of Oracle's advanced analytics toolkit. | |
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Business Intelligence Integration Connection to external BI tools like Tableau or Power BI |
Business intelligence tool integration (Oracle Analytics, Power BI, Tableau) is supported. | |
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Report Export Formats Number of formats available for exporting reports (PDF, Excel, etc.) |
No information available | |
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Historical Data Analysis Range How far back data is available for trend analysis |
No information available | |
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Report Generation Speed Time required to generate complex reports |
No information available | |
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Number of Standard Reports Pre-built report templates included with the system |
No information available |
Compliance and Governance
(10 Yes /10 Known /13 Possible features)
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Segregation of Duties Configurable controls to enforce separation of critical functions |
Segregation of duties is supported with role-based access and workflow controls. | |
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Audit Logging Comprehensive logging of all system actions and changes |
Comprehensive audit logging of all system activity included. | |
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Policy Enforcement Automated enforcement of treasury policy rules and limits |
Automated enforcement of policy rules and limits available in Oracle configuration. | |
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Regulatory Reporting Automated generation of reports required by regulators |
Regulatory reporting automation is a core compliance feature. | |
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KYC/AML Compliance Tools to support Know Your Customer and Anti-Money Laundering compliance |
KYC/AML compliance tools and risk scoring are part of Oracle's regulatory compliance suite. | |
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Multi-level Approvals Configurable approval workflows with multiple authorization levels |
Multi-level approvals configurable for payments, policies, and workflows. | |
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Electronic Signatures Legally binding electronic signature capability for approvals |
Electronic signatures for internal workflow approvals/unified access provided (often via integrations). | |
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GDPR Compliance Features to support data privacy regulations |
GDPR and data privacy toolkits available in cloud and on-premises deployments. | |
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SOX Controls Controls to support Sarbanes-Oxley compliance |
SOX controls and reporting are built-in for audit and compliance requirements. | |
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Role-Based Access Control Granular permission settings based on user roles |
Role-based access and granular permissions are configurable per security policy. | |
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Compliance Update Frequency How often regulatory rule sets are updated in the system |
No information available | |
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Number of Control Points Number of configurable control checkpoints in workflows |
No information available | |
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Audit Log Retention Length of time audit records are maintained |
No information available |
Technical Features
(9 Yes /9 Known /14 Possible features)
|
Cloud Deployment Available as a cloud-based SaaS solution |
Cloud deployment is a primary offering; product can be delivered as SaaS. | |
|
On-Premises Deployment Can be installed in customer's own data centers |
The product can be installed on-premises for banks with internal data centers. | |
|
Mobile Access Native mobile applications for major platforms |
Mobile access via responsive design; dedicated mobile apps available for some functionalities. | |
|
API Extensibility Open APIs for custom integrations and extensions |
Open API platform supports extensibility and integration with client and partner systems. | |
|
Data Encryption End-to-end encryption of sensitive financial data |
End-to-end data encryption is explicitly listed as a security feature. | |
|
Single Sign-On Support for enterprise SSO solutions like SAML and OAuth |
Single sign-on using SAML, OAuth and other enterprise methods is supported. | |
|
Disaster Recovery Comprehensive backup and system recovery capabilities |
Disaster recovery, backup and high availability features are integral, with RTO/RPO standards. | |
|
Multi-Entity Support Support for multiple legal entities in a single instance |
Multi-entity and multi-branch support (including legal entity management) is specifically mentioned. | |
|
Automated Upgrades System updates applied automatically without manual intervention |
Automated/zero-downtime upgrades are standard with Oracle Cloud deployment. | |
|
System Uptime Guaranteed system availability percentage |
No information available | |
|
System Response Time Average time for system to respond to user actions |
No information available | |
|
Concurrent User Capacity Maximum number of simultaneous active users |
No information available | |
|
API Request Limit Maximum number of API calls allowed per minute |
No information available | |
|
Data Storage Capacity Total storage available for transaction data and documents |
No information available |
Service and Support
(9 Yes /9 Known /13 Possible features)
|
24/7 Support Around-the-clock technical support availability |
24/7 support is referenced as available, especially for critical banking clients. | |
|
Implementation Services Professional services for system setup and configuration |
Implementation/consulting services available through Oracle or partners. | |
|
Training Programs Formal training curriculum for system users |
Training programs and e-learning modules commonly included. | |
|
Customer Success Manager Dedicated account manager for ongoing relationship |
Customer success/relationship managers are provided for enterprise clients. | |
|
User Community Active community of users for knowledge sharing |
Extensive user community and customer forums are available online. | |
|
Knowledge Base Comprehensive self-service documentation and tutorials |
Comprehensive knowledge base and documentation portal available to customers. | |
|
Service Level Agreement Contractual guarantees for system performance and support |
Service level agreements on system uptime and support are part of standard contracts. | |
|
Regular Enhancement Releases Scheduled release of new features and improvements |
Oracle regularly releases new features and improvements with a published roadmap. | |
|
Custom Development Services Availability of custom feature development services |
Custom development services are available for tailored requirements. | |
|
Implementation Time Average time required for full system implementation |
No information available | |
|
Support Response Time Guaranteed maximum time for initial response to support tickets |
No information available | |
|
Training Hours Included Amount of training included in standard package |
No information available | |
|
Number of Support Channels Different methods available for contacting support (phone, email, chat, etc.) |
No information available |
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