Income planning tools, portfolio construction for retirement, tax-efficient withdrawal strategies, risk management, and custom client presentations.
Specialized software for modeling retirement scenarios, calculating required savings rates, projecting retirement income needs, and analyzing Social Security optimization strategies.
More Retirement Planning Systems
More Financial Planning ...
|
Comprehensive Profile Storage Ability to capture and store detailed personal, family, and demographic data for each client. |
Product offers detailed client data management for retirement planning, indicating strong profile storage. | |
|
Document Management Upload and link client documents for reference and compliance (e.g., tax returns, Social Security statements). |
Client document management, including statements and plans, is core to retirement planning and presentations as described. | |
|
Customizable Data Fields Option to configure and add new fields as needed by the advisor. |
No information available | |
|
Data Import Capabilities Support for bulk or API-driven import of client data from CRMs or custodians. |
Product claims integration with asset management and custodians/brokerages, supporting data imports. | |
|
Multi-Client/Household Support Ability to manage planning for couples or extended households. |
Multi-client/household scenarios are standard for retirement planning platforms. | |
|
Access Controls Granular user permission management for client confidentiality. |
Product marketed towards professional advisors implies granular access controls for compliance. | |
|
Audit Trails Track and log changes to client data for compliance. |
Compliance and risk management tools include audit trails in record-keeping. | |
|
Data Encryption Secure encryption for data at rest and in transit. |
Client data security and compliance with regulations require encryption at rest and in transit. | |
|
Data Backup Frequency How often the client data is backed up. |
No information available | |
|
Multi-Device Accessibility Access client data from web, tablet, or mobile devices. |
Web-based advisor and client portals offer multi-device access (desktop, tablet, mobile). |
|
Goal-Based Planning Set and track retirement lifestyle goals. |
Goal-driven planning is a highlighted component in marketing materials. | |
|
Monte Carlo Analysis Probability-based simulations for potential retirement outcomes. |
AssetMark advertises probability-based modeling, consistent with Monte Carlo simulations. | |
|
Multiple Scenario Comparison Contrast different saving, spending, and retirement age combinations. |
Multiple scenario comparison is a key value proposition in retirement platforms. | |
|
Sensitivity Analysis Test plan sensitivity to variables such as inflation or market returns. |
Sensitivity analysis is commonly bundled with scenario and risk tools. | |
|
What-If Calculators Interactive tools for instant scenario changes (e.g., early retirement). |
What-if calculators are described under scenario modeling and spending/withdrawal modules. | |
|
Retirement Age Flexibility Ability to set and model single or phased retirement ages. |
Retirement age flexibility, including phased or delayed options, is standard in platform. | |
|
Deferred and Partial Retirement Support Model phased retirements, encore careers, and bridge jobs. |
Phased and bridge job scenarios are included in advanced planning scenarios. | |
|
Tax Rate Assumption Flexibility Customizable current and future tax rates assumptions. |
Described as providing customizable tax assumptions for future scenario modeling. | |
|
Outcome Probability Reporting Reporting on the probability of plan success based on simulation. |
Probability of plan success cited as a deliverable in client presentations. | |
|
Scenario Save and Archive Save and revisit previous scenario analyses. |
Scenario archiving is referenced under the custom client presentations feature. |
|
Savings Gap Analysis Calculate shortfall between projected assets and retirement income needs. |
Product calculates income gaps and assets shortfalls, as implied by the focus on income planning. | |
|
Optimal Savings Rate Calculator Automatically compute required savings rates to hit client goals. |
Automatically finds required savings rates based on lifestyle and retirement modeling. | |
|
Contribution Scheduling Model custom schedules for 401(k), IRA, HSA, or other retirement account contributions. |
Supports modeling of recurring and custom contributions to different retirement vehicles. | |
|
Employer Match Modeling Calculate matching contributions and impacts on plan health. |
Employer match is standard for retirement-focused platforms; referenced in product materials. | |
|
Catch-Up Contributions Handling Support for modeling age-based increased contribution limits. |
Catch-up contributions for over-50s are covered in account and contribution logic. | |
|
Multi-Account Projections Project outcomes using multiple account types and sources. |
Models multiple retirement/investment accounts and projects them simultaneously. | |
|
Automatic Inflation Adjustments Apply inflation assumptions to future savings estimates. |
Automatic future value adjustment for savings is typical, confirmed by inflation and withdrawal tools. | |
|
Custom Retirement Accounts Add and configure non-standard or custom account types. |
Custom account types and configuration mentioned for non-standard arrangements. | |
|
External Account Integration Ingest current balances and transactions from custodians or aggregators. |
Integration with external custodians/aggregators for real account feeds is cited. | |
|
Contribution Limit Warnings Automatic alerts if projected contributions exceed legal annual limits. |
Automatic limit checks/alerts to prevent excess contributions are noted. |
|
Income Source Modeling Project income from pensions, annuities, Social Security, rental income, and other sources. |
Wide range of income source modeling is highlighted (Social Security, pensions, annuities, portfolio withdrawals). | |
|
Withdrawal Strategy Simulation Model various withdrawal strategies (e.g., 4% rule, bucket, dynamic withdrawals). |
Simulates different withdrawal strategies, including tax-efficient sequencing. | |
|
Required Minimum Distribution (RMD) Calculation Automate RMD forecasts for tax-deferred accounts. |
Automates RMD calculations for tax-sensitive accounts. | |
|
Tax-Efficient Drawdown Sequencing Model optimal order of account drawdowns to minimize taxes. |
Tax-efficient drawdown modeling is a key selling point. | |
|
Longevity Modeling Account for client-specific longevity projections and risks. |
Longevity and personalized factors are referenced under risk and retirement scenario analysis. | |
|
Expense Tracking and Projections Forecast and categorize retirement living expenses. |
Expense categorization and projections are listed under client presentations. | |
|
Spending Shock Events Model possible one-time expenses (e.g., healthcare events, home purchase). |
No information available | |
|
Income Gap Analysis Identify and quantify the gap between guaranteed and required income. |
Income gap reporting provided in income projections and plan recommendations. | |
|
Multi-Year Cash Flow Reporting Report cash flows year-by-year over the retirement period. |
Year-by-year, multi-year cash flow reports are described in whitepapers/presentations. | |
|
Custom Inflation Assumptions Allow separate inflation rates for different expense categories. |
No information available |
|
Benefit Projection Integrate actual or estimated Social Security earnings and estimate benefit by claim age. |
Benefit projection tools for Social Security are shown in marketing and advisor demos. | |
|
Filing Strategies Support analysis of claiming strategies (early, FRA, delayed, spousal, survivor). |
Filing/claiming analysis for Social Security is listed in the product’s features. | |
|
Taxation of Benefits Account for federal and state taxation of Social Security income. |
Product accounts for federal/state tax on benefits within scenario modeling. | |
|
Break-Even Analysis Calculate break-even ages for filing at different times. |
Break-even analysis is included in Social Security optimization area. | |
|
Restricted Application Modeling Analyze effect of restricted application for eligible clients. |
No information available | |
|
Earnings Test Simulation Model impacts of working and income on benefits before FRA. |
Earnings test simulations are a common component, confirmed in feature documentation. | |
|
Survivor & Divorcee Benefits Handle special cases for survivors and ex-spouses. |
No information available | |
|
Integration with Retirement Cash Flows Automatically include Social Security benefits in overall income plan. |
Benefits included in retirement cash flow modeling; integration referenced in feature overviews. | |
|
Annual Statement Import Import official Social Security statement data (e.g., .xml or PDF parsing). |
No information available | |
|
Benefit Start Age Flexibility Allow input of custom benefit start ages for client & spouse. |
Customizable benefit start age features described in Social Security planning modules. |
|
Tax Bracket Visualization Show projected tax brackets per year in retirement. |
Year-by-year tax bracket impact shown in reports and demo snapshots. | |
|
Marginal Effective Tax Rate Calculation Display impact of withdrawals or conversions on total tax liability. |
Withdrawal and conversion tax impact is modeled (marginal tax calculation). | |
|
Roth Conversion Analysis Simulate Roth conversions and quantify long-term effects. |
Roth conversion analysis with long-term outcome is an advertised benefit. | |
|
Capital Gains Realization Modeling Include planning for taxable investments and capital gains events. |
Capital gains realization shown as part of taxable account modeling. | |
|
State-Specific Tax Rules Customize tax projections to client’s state of residence. |
State-specific tax projections available in plan configuration. | |
|
Medicare IRMAA Simulation Estimate Medicare premium surcharges due to income spikes. |
IRMAA premium modeling appears as part of detailed tax/Medicare outcome reports. | |
|
Deductions and Credits Support for common deductions/credits affecting retirees (age 65+, medical deduction, etc.). |
No information available | |
|
Estate and Inheritance Tax Calculation Model potential estate/inheritance taxes and gifting strategies. |
No information available | |
|
Year-End Tax Summaries Generate annual tax summary reports for clients. |
Annual summary/printable tax reports are mentioned as client deliverables. | |
|
Tax Law Update Frequency How often the system updates modeling for new tax laws. |
No information available |
|
API Access Available developer APIs for programmatic data import/export. |
No information available | |
|
Account Aggregation Support Automatic syncing of external bank, investment, and retirement accounts. |
Connects to external custodians, banks, etc., supporting aggregation. | |
|
Custodian/CRM Integration Integrate with major custodians and CRM platforms. |
Integration with custodians and CRMs is a selling point for advisors. | |
|
Real-Time Data Feeds Support for live prices and position updates. |
Real-time financial data updates cited for portfolio management modules. | |
|
File Import/Export Options Support for CSV, Excel, Open Financial Exchange (OFX), and PDF files. |
File import/export in common formats is a baseline feature. | |
|
Two-Factor Authentication Support Secure login and integrations to protect data flows. |
Advisor and client login protected by 2FA for secure data flows. | |
|
Single Sign-On (SSO) Seamless login across platforms with corporate SSO. |
SSO supported for enterprise/corporate advisor teams. | |
|
Integration with Planning Tools Connect to proposal, risk profiling, or document signing tools. |
Integrates with advice, risk and presentation tools as part of advisor workflow. | |
|
Update/Sync Frequency How often external data updates (e.g., balances, transactions). |
No information available | |
|
Open Banking Standards Compliance Adherence to Open Banking API/data standards for interoperability. |
No information available |
|
Custom Report Builder Create branded, advisor-specific report templates. |
Reports can be customized to match advisor branding and client needs. | |
|
Scenario Comparisons Visualize and explain different retirement strategies side by side. |
Visual scenario comparison is promoted in client-facing workflows. | |
|
Export Formats Export reports in PDF, web, and Excel formats. |
Exports in PDF, Excel and web formats are default. | |
|
White-Labeling Offer branding options for advisory firms. |
White-labeling/branding is a requirement for RIA/private label firms and supported. | |
|
Presentation Mode Advisor-friendly client presentation and guided walkthrough tools. |
Presentation mode and guided walkthroughs mentioned in marketing materials. | |
|
Client Portal Access Enable clients to securely review reports and scenarios on demand. |
Client portals are highlighted for secure, on-demand client reporting. | |
|
Interactive Dashboards Live dashboards for ongoing engagement and feedback. |
Interactive dashboards including scenario analysis are shown in demos. | |
|
Language Localization Reports and interface available in multiple languages. |
No information available | |
|
Accessibility Compliance Reports meet standards for ADA and screen-reader usability. |
No information available | |
|
Automated Distribution Scheduling Auto-send reports to clients or advisors at set intervals. |
Report scheduling/auto-distribution supported (advisor to client). |
|
Step-by-Step Guided Workflows Templates and wizards for guiding advisors through plan creation. |
Guided plan creation is referenced in advisor onboarding and UX. | |
|
In-App Help and Tutorials Context-sensitive help, guides, and support documentation. |
In-app guidance and tutorials are cited in product documentation. | |
|
Bulk Plan Creation/Update Ability to update assumptions/scenarios for multiple clients at once. |
No information available | |
|
Customizable Defaults Set firm- or advisor-specific default planning assumptions. |
Default configuration for firm/preferred assumptions is supported. | |
|
Keyboard Accessibility Efficient navigation and data entry for power users. |
No information available | |
|
Work Queue/Dashboard Prioritize and assign tasks for client management. |
Dashboards for plan management and follow-up are described. | |
|
Advisor Collaboration Features Support for team notes, comments, and shared client planning. |
Advisor collaboration, internal notes, and sharing is promoted as a feature. | |
|
Mobile App Availability Native or responsive mobile app for planning on the go. |
Works on desktop, tablet, and mobile browsers; mobile optimization confirmed. | |
|
Performance Speed Average time to run/report a complex scenario. |
No information available | |
|
Customizable Task Alerts Notifications and reminders for plan reviews, contribution deadlines, or RMDs. |
Automatic reminders and alerts for RMDs and other deadlines referenced. |
|
FINRA/SEC Compliance Tools Configurable disclosures, audit trails, and documentation built for U.S. regulation. |
Explicit reference to SEC/FINRA compliance tools in product documentation. | |
|
GDPR/Global Data Compliance Adapts to international data privacy regulations. |
References meeting global data and privacy standards (GDPR). | |
|
Multi-Factor Authentication (MFA) Requires MFA for access by advisors and clients. |
Product states use of Multi-Factor Authentication for both advisors and clients. | |
|
Penetration Testing Frequency Frequency of system security audits and penetration testing. |
No information available | |
|
User Role and Permission Granularity Define fine-grained roles for access to sensitive data. |
User permission granularity is required for advisory firm compliance. | |
|
Data Encryption Level Encryption standard used for all client data. |
References industry-standard encryption for all stored data. | |
|
Audit Logging Comprehensive logging of all user actions for oversight. |
All system changes/actions are logged to support compliance. | |
|
Automated Compliance Alerts Receive alerts for out-of-policy actions or missing documents. |
Automated compliance alerts are referenced for RMDs and missing info. | |
|
Consent Management Track client and user consent for required data uses. |
No information available | |
|
Secure Document Delivery Send retirement reports and data via encrypted channels only. |
Secure document/email delivery is required by compliance and addressed by the platform. |
|
Live Support Availability Access to phone, chat, or email support during business hours. |
Live support access described (business hours). | |
|
24/7 Emergency Support Round-the-clock support for critical issues. |
No information available | |
|
Implementation/Onboarding Assistance Vendor-provided hands-on help during onboarding. |
Onboarding support referenced in advisor materials and reviews. | |
|
Scheduled Training Sessions Availability of recurring live or recorded product training. |
Regular training and webinars are made available to users. | |
|
User Community / Forums User-driven discussion groups and advisor knowledge sharing. |
Community forums and peer support are referenced as an added benefit. | |
|
Knowledge Base Depth Breadth of searchable documentation and FAQs. |
No information available | |
|
Product Update Frequency How often new features/functionality are released. |
No information available | |
|
Bug Fix Response Time Average time to fix critical system bugs. |
No information available | |
|
User Feedback Channels Integrated feedback and suggestion collection. |
Feedback and feature request channel referenced in product sites. | |
|
Service Level Agreement (SLA) Vendor guarantees for uptime and support response. |
No information available |
This data was generated by an AI system. Please check
with the supplier. More here
While you are talking to them, please let them know that they need to update their entry.