a>
Cloud-based enterprise TMS for cash visibility, liquidity management, payment management, bank connectivity, intercompany netting, and compliance.
Comprehensive platforms that integrate cash management, forecasting, and bank connectivity. These systems provide real-time visibility into global cash positions, automate reconciliation processes, and manage internal and external cash flows.
More Treasury Management Systems (TMS)
More Cash Management ...
|
Real-Time Cash Visibility Ability to view consolidated cash positions across all bank accounts and entities in real time. |
Product description and vendor materials highlight real-time cash visibility across global accounts as a key feature of tm5. | |
|
Cash Flow Forecasting Capability to generate cash flow predictions based on historical data, open payables/receivables, and user assumptions. |
Cash flow forecasting based on historical and real-time bank data is a marketed strength of tm5. | |
|
Scenario Analysis Tools to model the impact of various cash flow scenarios. |
Scenario (what-if) analysis for liquidity planning and cash flow is featured in vendor documentation. | |
|
Forecast Accuracy Reporting Metric to assess how closely forecasts match actuals. |
No information available | |
|
Automated Bank Data Integration Direct feeds from banking partners for daily or intraday balance updates. |
Direct automated bank data integration is a standard feature (host-to-host, API, SWIFT, etc.). | |
|
Multi-Currency Support Ability to operate and forecast in multiple currencies. |
tm5 supports multiple currencies for both payments and forecasting. | |
|
Variance Analysis Automated comparison of forecasted versus actual cash positions. |
Variance analysis is built-in to compare forecasted vs. actual positions. | |
|
Dynamic Forecast Adjustments System-guided updates to forecasts based on real-time or new transactional data. |
Dynamic, automated forecast updates based on new/real-time data are part of tm5's advertised functionality. | |
|
Drill-Down Capability View supporting detail at transaction level for cash positions. |
The solution allows full drill-down to account and transaction detail. | |
|
Automated Alerts System-generated notice when cash balances breach preset limits. |
Automated alerts and notifications for treasury operations (e.g., cash limits) are promoted in the product's overview. | |
|
Historical Data Retention Access to archives of historical cash positions and forecasts. |
Historical cash position and forecast data retention and retrieval is standard in tm5 and referenced in marketing. | |
|
Customizable Dashboards Personalized workspace for displaying relevant cash-related KPIs. |
tm5 dashboards are configurable and support custom KPI display. |
|
SWIFT Connectivity Direct integration with SWIFT network for message exchange with banks. |
SWIFT connectivity for payment and statement integration is cited as a core capability. | |
|
Host-to-Host Integration Direct, secure file exchanges between TMS and partner banks. |
Host-to-host integration is a supported connectivity method for bank and ERP data. | |
|
EBICS/Bank Protocol Support Support for regional electronic banking communication protocols. |
Support for EBICS and regional banking protocols is documented for tm5. | |
|
Multi-Bank Access Ability to handle multiple bank relationships from a single platform. |
Multi-bank reporting and execution from a single interface is a highlighted feature. | |
|
Automated Bank Statement Retrieval Automatic, scheduled download of electronic bank statements. |
Automated, scheduled electronic bank statement retrieval is a documented function. | |
|
Straight-Through Processing (STP) Ability to process transactions end-to-end without manual intervention. |
Straight-through processing (STP) is core to tm5's automated payment workflow. | |
|
API Connectivity Supports modern APIs for real-time connectivity and data exchange. |
Open API connectivity is referenced on tm5's technical documentation and marketing collateral. | |
|
Customizable Integration Formats Ability to map and configure file formats (MT940, BAI2, CAMT, etc.). |
Customizable file formats for integration (e.g., MT940, BAI2, CAMT) are standard, per user and partner documentation. | |
|
End-to-End Encryption Secure encrypted channels for all bank communications. |
End-to-end encryption used for secure bank connectivity is cited in security documentation. | |
|
Third-Party Platform Integration Capability to connect with ERP, accounting, and other financial platforms. |
tm5 integrates with major ERP/accounting systems as cited by both the vendor and customer case studies. | |
|
Automated Error Handling System handles failed transmissions and notifies users of issues. |
Automated handling of failed transmissions, with user notification is detailed in implementation guides. |
|
Bulk Payment Processing Submission and management of batch payment files to banks. |
tm5 provides bulk payment processing through batch file upload and management. | |
|
Payment Workflow Automation Automated approval workflows with support for multi-level authorizations. |
Payment workflow automation (including multi-level approvals) is a tm5 core feature. | |
|
Fraud Detection & Prevention Built-in controls to identify unauthorized or suspicious payments. |
Payment fraud detection and prevention capabilities are referenced under tm5’s compliance and control features. | |
|
Payment File Validation Checks for duplicate or erroneous payments before sending to banks. |
Validation of payment files prior to sending is a documented step in payment workflow. | |
|
Payment Lifecycle Tracking Real-time monitoring of payment status (initiated, approved, sent, confirmed, etc.). |
Payment status tracking (initiation through to confirmation) is shown in product interface screenshots. | |
|
Multi-Currency Payments Support for executing payments in multiple currencies. |
Multi-currency payment capabilities are a core element of tm5. | |
|
Cut-Off Time Calculation System warns or blocks payments past daily bank cut-off times. |
The solution includes cut-off time warning and validation for bank payment processing. | |
|
Payment Templates Reusable templates to streamline regular payment processes. |
Payment templates for recurring transactions are referenced as a productivity tool. | |
|
Audit Logging Complete logs of all payment activity for compliance and traceability. |
Audit logging of payment activity is available for compliance and audit purposes. | |
|
Regulatory Compliance Checks Automated screening for sanctions, anti-money laundering, etc. |
Sanctions and AML checks are referenced in the compliance features overview. | |
|
Payment Limits & Controls Ability to set per-user or per-transaction limits. |
Payment limits and user controls are a standard security function. |
|
Cash Concentration Setup Automated movement of funds from subsidiary accounts to master accounts. |
Cash concentration/zero balancing and pooling are detailed in the liquidity solutions brochure. | |
|
Notional Pooling Support Ability to virtually offset cash balances across accounts for interest optimization. |
Notional pooling is referenced and supported for multinational liquidity planning. | |
|
Physical Sweeping Rules Custom sweep instructions for systematic cash movement. |
Physical sweeping (cash movement rules for account flows) is an established use case. | |
|
Short-Term Investment Recommendation Suggestions for deploying excess liquidity in short-term instruments. |
The system offers suggestions for deploying excess cash for short-term investments. | |
|
Automated Investment Execution Ability to auto-invest surplus cash per defined policy. |
tm5 supports automated execution of short-term investments from excess liquidity. | |
|
Intercompany Loan Management Management and record-keeping for internal lending/borrowing. |
Intercompany loan tracking and management is a core module according to product overview. | |
|
Interest Allocation Engine Automated calculation/allocation of pool interest to participants. |
Interest allocation for pooling arrangements is documented in liquidity management functions. | |
|
Liquidity Reporting Comprehensive reporting on available and utilized liquidity. |
Liquidity reporting is a base component included with tm5. | |
|
Policy Compliance Monitoring Automated verification that liquidity transactions adhere to corporate policies. |
Policy and compliance monitoring (including workflow and segregation of duties) is covered. | |
|
Real-Time Pool Position Instantaneous view of pooled cash positions. |
Real-time pool position across all entities is a feature offered. |
|
Credit Risk Reporting Analysis of counterparty and concentration risks. |
Credit risk reporting and analysis for counterparties/banks is referenced as part of the risk module. | |
|
FX Risk Exposure Calculation Measurement and reporting of foreign currency exposures. |
FX exposure, analysis, and reporting are built into the platform. | |
|
Value at Risk (VaR) Quantitative measurement of maximum potential loss over a period. |
No information available | |
|
Interest Rate Sensitivity Analysis Assessment of impact of interest rate changes on cash and investments. |
Interest rate impact analysis on liquidity and investments is specifically listed in solution details. | |
|
Scenario Stress Testing Ability to model the effect of adverse market events. |
Scenario stress testing for treasury risk is advertised as a risk management capability. | |
|
Counterparty Limit Management Setting and monitoring limits for financial counterparties. |
Counterparty limit controls and monitoring tools are documented. | |
|
Regulatory Compliance Dashboard Monitor compliance with all relevant treasury regulations. |
Regulatory compliance dashboards (incl. audit and policy checks) are in the standard package. | |
|
Custom Analytics & KPIs Design and track custom risk metrics. |
Customizable risk analytics and user-defined KPIs are part of analytical toolset. |
|
Automated Journal Entries Creation and posting of accounting entries for treasury transactions. |
Automated journal entry generation for treasury operations is a promoted capability. | |
|
ERP System Integration Direct integration with corporate ERP/accounting platforms. |
ERP system integration (SAP, Oracle, others) is a main selling point of tm5. | |
|
Bank Reconciliation Automated matching of bank statement items with ledger entries. |
Bank reconciliation and automated ledger matching is outlined in module summaries. | |
|
Exception Handling Workflow Manage items that fail automated reconciliation. |
Exception handling workflow for reconciliation and accounting processes is supported. | |
|
Multi-GAAP/IFRS Support Enable parallel accounting treatments as required. |
tm5 supports multiple GAAP and IFRS accounting treatments. | |
|
Audit Trail for All Entries Track all changes and approvals for accounting records. |
Audit trail for all accounting entries is maintained for compliance and audit. | |
|
Custom Chart of Accounts Mapping Flexible mapping of transaction types to accounting codes. |
Flexible mapping of chart of accounts to support multiple accounting setups. | |
|
Automated Accrual & Amortization Calculation Scheduling of recurring accounting entries for accruals. |
Automated calculations for accruals and amortizations are provided. | |
|
Manual Adjustment Interface User-friendly environment for ad hoc journal entries. |
Tool for manual journal adjustments is included in accounting module. |
|
Role-Based Access Control User permissions based on defined job responsibilities. |
Role-based access controls are central to system user/security management. | |
|
Multi-Factor Authentication Advanced identity verification methods for system login. |
Multi-factor authentication is available on the cloud-based tm5 solution. | |
|
Audit Logging Record of all user activity for compliance and review. |
Audit logging of all user/system actions is standard for compliance. | |
|
Separation of Duties Enforcement Ensures no single user controls conflicting actions (e.g., initiation and approval). |
Segregation of duties and enforcement of approval chains is noted as a tm5 strength. | |
|
Data Encryption at Rest & In-Transit Protects sensitive information at all times. |
Data encryption at rest and in transit referenced in technical documentation and security section. | |
|
Configurable Approval Workflows Customizable rules for required sign-offs on transactions. |
Approvals for transactions and workflow are fully configurable. | |
|
User Activity Monitoring Real-time dashboards of user operations and security events. |
System activity and user monitoring dashboards available to admins. | |
|
Emergency User Lockout Ability to rapidly revoke access across the organization. |
Emergency user lockout is referenced in tm5's access and risk management protocols. |
|
Custom Report Builder Drag-and-drop or template-driven report creation. |
Flexible, drag-and-drop report building is highlighted in product literature. | |
|
Pre-Defined Treasury Reports Out-of-the-box reports for common cash, exposure, and treasury operations. |
Predefined reporting templates for core treasury and cash KPIs are supplied. | |
|
Scheduled Report Distribution Automated emailing or export of recurring reports. |
Automated, scheduled report generation/distribution available per configuration. | |
|
Data Visualization Graphs, charts, maps, and dashboards to represent operational data. |
Comprehensive dashboard and visualization suite (graphs, charts) shown in tm5 screenshots and demos. | |
|
KPI Tracking Ability to monitor, display, and set alerts on treasury performance indicators. |
KPI tracking and alerting are configurable through dashboards. | |
|
Mobile-Friendly Reporting Access reports easily from tablets and smartphones. |
Mobile-friendly reporting and dashboards listed as available for iOS/Android and web. | |
|
Ad Hoc Query Tools Search and pivot treasury data on demand. |
Ad hoc query and data pivoting capabilities are referenced in analytics module descriptions. | |
|
Export to Multiple Formats Output reports in Excel, PDF, CSV, and other common formats. |
All major export formats (Excel, PDF, CSV) are supported. | |
|
Audit Report Generation Produce audit-ready reports on controls, changes, and transactions. |
Audit reports for all transaction types and system changes are standard. |
|
User Management Console Central portal to create, manage, and deactivate user access. |
Centralized user management console is included in system administration. | |
|
Automated System Updates Regular, vendor-supplied upgrades without downtime. |
Cloud updates and patches are applied automatically by vendor without customer downtime. | |
|
Sandbox/Test Environment Environment for configuration, integration, and workflow testing. |
Test/sandbox environments are available for all customers for safe configuration and training. | |
|
Change Management Workflows Formal processes for requesting and documenting system changes. |
Formal, documented change management workflows are part of system administration. | |
|
System Health Monitoring Provides uptime, error tracking, and performance metrics. |
Uptime and system health dashboards are included for IT operations. | |
|
Backup & Disaster Recovery Automated, regular backups and tested recovery procedures. |
Backup and disaster recovery processes are regularly tested and vendor-managed. | |
|
Service Level Agreement (SLA) Defined uptime and support standards, typically agreed upon with vendor. |
SLAs for uptime and support are published in tm5 customer agreement documentation. | |
|
API Administration Tools Management and monitoring of external API integrations. |
API administration and monitoring tools are included for system and connectivity management. |
|
Intuitive User Interface Easy-to-navigate, logical, and visually appealing system screens. |
tm5 platform user interface is highlighted for its modern, intuitive design. | |
|
Customizable Workspaces Personalized dashboards and screen layouts. |
Workspaces and dashboards are fully user-customizable. | |
|
Team Collaboration Tools Commenting, sharing, and workflow assignments within the system. |
The platform includes collaboration tools such as commenting, sharing and workflow assignment. | |
|
Multi-Language Support Localized language options for global teams. |
Multi-language support is referenced for global teams using tm5. | |
|
Help & Guided Learning Interactive help, tooltips, and guided product walkthroughs. |
In-app help and guided learning tools are available throughout the system. | |
|
Mobile App Access Native or web-based mobile applications. |
Mobile app and web-based mobile access are referenced in product brochures. | |
|
Accessibility Compliance Support for WCAG/ADA accessibility standards. |
No information available | |
|
User Feedback Mechanisms Ability for users to submit feedback directly from the system. |
System allows users to submit feedback and improvement suggestions directly from within tm5. |
|
Implementation Project Management Structured rollout with dedicated vendor/partner support. |
Implementation project management support is available via BELLIN's project methodology. | |
|
Dedicated Support Team Tiered help desk and escalation procedures. |
Dedicated global support team available with tiered escalation. | |
|
Training Materials & Sessions Comprehensive user and admin training resources. |
Training materials and scheduled training sessions offered as part of onboarding and ongoing support. | |
|
Online Knowledge Base Continuously updated repository of troubleshooting and how-to information. |
Online knowledge base with product documentation and troubleshooting is available. | |
|
Third-Party Consultant Support Availability of certified system integrators and consultants. |
Network of certified implementation consultants is referenced in service documentation. | |
|
Customizable Onboarding Programs Tailored onboarding processes to fit organizational structure. |
Onboarding process is customized for each client, according to vendor project methodology documentation. | |
|
Customer Community Forums User-to-user support and product improvement discussions. |
Customer forums for ideas, peer support and product discussion are listed as part of the tm5 ecosystem. | |
|
24/7 Support Availability Round-the-clock customer service access. |
24/7 customer service described in SLA and global support documentation. |
This data was generated by an AI system. Please check
with the supplier. While you are talking to them, remind them that they need
to update their entry.