Provides detailed industry exposure and loss data for major natural catastrophe events, supporting model validation, underwriting, risk pricing, and retrocession transaction structuring.
Specialized applications that simulate and predict the potential impact of natural disasters and catastrophic events on insured properties and portfolios. These tools are crucial for pricing property insurance in high-risk areas.
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Multi-source Data Import Ability to ingest data from various formats and sources (e.g., spreadsheets, databases, APIs, GIS formats). |
PERILS sources data from multiple insurance and reinsurance entities; documentation indicates ingestion of various formats for exposure/loss reporting. | |
Real-time Data Sync Capacity to synchronize and update data feeds in real-time (e.g., exposure databases, hazard maps). |
No information available | |
Batch Data Processing Support for importing and processing large datasets in batch mode. |
Platform supports batch import and large-scale data processing as per product FAQs and technical guides. | |
Data Quality Checks Automatic validation and cleansing of input data for errors or inconsistencies. |
PERILS describes cleansing/validation steps prior to data release in methodology documentation. | |
Geocoding Capability Transforms address data into precise latitude/longitude for hazard analysis. |
Address data is geocoded to event regions, as confirmed by documentation on catastrophe footprint mapping. | |
Data Enrichment Augments existing exposure data with third-party or proprietary datasets. |
Augments reported industry data with third-party sources and aggregated industry inputs. | |
Bulk Upload Speed Time taken to import a standard set of exposure data. |
No information available | |
Supported File Types Number of supported input file types or APIs. |
No information available | |
Automated Mapping to Model Schema Automatic mapping of imported data to the catastrophe model schema. |
No information available | |
Data Versioning Tracks changes and maintains versions of data imports. |
Product contains audit trails and version history for major industry loss data releases according to user documentation. |
Supported Perils Number and variety of perils included (e.g., earthquake, flood, windstorm, wildfire, terrorism). |
No information available | |
Custom Hazard Layer Support Upload and use custom hazard maps or layers. |
No information available | |
Scenario Event Generation Ability to simulate user-defined or historical catastrophe scenarios. |
No information available | |
Stochastic Event Modeling Runs millions of simulated events for probabilistic analysis. |
No information available | |
Model Update Frequency How often hazard models are updated with new research or data. |
No information available | |
Geographical Coverage Number of countries/regions supported for catastrophe risk modeling. |
No information available | |
Climate Change Adjustments Can incorporate projections or adjustments for climate change. |
No information available | |
Secondary Peril Support Ability to model losses from secondary perils (e.g., hail, landslide, tsunami). |
Platform lists secondary perils such as hail and wildfire among covered event types. | |
Event Footprint Granularity Minimum resolution of modeled event footprints. |
No information available | |
Peril Correlation Modeling Can model dependencies between perils (e.g., hurricane and flood). |
No information available |
Exposure Data Visualization Displays exposures on interactive maps/charts. |
Not as far as we are aware.* No evidence of direct in-platform visualization; PERILS provides data downloads rather than interactive maps. | |
Portfolio Aggregation Aggregates exposures across multiple books of business. |
No information available | |
Portfolio Diversification Metrics Calculates and displays exposure concentration and diversification statistics. |
No information available | |
Real-time Portfolio Monitoring Updates aggregate risk metrics as exposures are changed or added. |
No information available | |
Exposure Data Export Can export exposure and risk results to various formats. |
Exposure/loss data can be exported for downstream use according to product manual. | |
Exposure Limit Enforcement Automated checks to ensure exposures do not exceed predefined limits. |
No information available | |
Geospatial Filtering Filter and segment portfolios based on geospatial criteria. |
No information available | |
Portfolio Size Limit Maximum number of locations the system can handle in a portfolio. |
No information available | |
Exposure Change Log Tracks all exposure data changes and user actions. |
Tracks changes, new submissions, and user actions per update history documentation. | |
Deductible and Policy Limit Modeling Supports detailed policy terms for accurate loss modeling. |
No information available |
Gross and Net Loss Calculation Calculates expected gross and net losses for different coverage terms and layers. |
No information available | |
Exceedance Probability Curves Generates loss exceedance probability curves (e.g., OEP, AEP). |
No information available | |
Return Period Calculation Computes losses for different return periods (e.g., 1-in-100 year loss). |
No information available | |
Correlation with Financial Instruments Ability to analyze risk correlation with cat bonds or reinsurance layers. |
No information available | |
Custom Financial Structure Modeling Supports modeling of complex insurance and reinsurance structures. |
No information available | |
Fast Calculation Speed Average time needed to run a standard financial analysis simulation. |
No information available | |
Loss Summary Dashboard Visual dashboard showing key loss statistics and model outputs. |
No information available | |
Customizable Output Reports Ability to design customized financial output reports. |
No information available | |
Downloadable Loss Tables Export loss tables in various formats (XLS, CSV, PDF). |
Loss and exposure tables are downloadable in common formats (Excel, CSV, etc.) as shown on product’s website. | |
Sensitivity Analysis Run what-if or scenario-based financial impact analyses. |
No information available |
Web-based Interface Accessible via common web browsers without local installation. |
PERILS is accessed via web interface for downloads, as described in user instructions. | |
Role-based Access Control Assign and manage user roles and permissions. |
Not as far as we are aware.* No evidence of role-based access; accounts appear to be single-user based on documentation. | |
Multi-language Support Software interface available in multiple languages. |
No information available | |
Mobile Access Optimized for tablet and mobile device access. |
No information available | |
Guided Workflows Step-by-step wizards for common tasks such as data upload and model run. |
No information available | |
Customizable Dashboards Personalize dashboards and widgets for different users/roles. |
No information available | |
Accessibility Compliance Conforms to ADA, WCAG, or other accessibility standards. |
No information available | |
Concurrent User Support Max number of users that can access the system simultaneously. |
No information available | |
In-app Help and Tutorials On-demand user assistance and embedded tutorials. |
No information available | |
API Documentation Availability Comprehensive, online documentation for system APIs. |
Not as far as we are aware.* No public API documented, so API documentation is not available. |
Interactive Maps Geospatial visualization of exposures, hazards, and losses. |
No information available | |
Custom Report Builder Users can design and generate custom reports. |
No information available | |
Scheduled Reporting Automated generation and delivery of reports on schedule. |
No information available | |
Export to Multiple Formats Ability to export visualizations and reports to PDF, Excel, image formats. |
Data is exportable in Excel/CSV; supported download formats are listed on the PERILS portal. | |
Dynamic Dashboards Real-time, user-updated dashboards displaying KPIs and results. |
No information available | |
Layered Heat Maps Visualization overlays for hazard intensity, exposure values, and losses. |
No information available | |
Portfolio Comparison Charts Compare risk metrics and losses across multiple portfolios. |
No information available | |
Event Animation Animated visualization of catastrophe event paths and impacts. |
No information available | |
Report Customization Options Number of customizable parameters for reports. |
No information available | |
Print-optimized Outputs Reports and charts optimized for printing and physical sharing. |
Downloads are print-optimized per user documentation. |
Documentation of Model Assumptions Clear, accessible documentation of all model assumptions and methodologies. |
PERILS details methodologies, data sources, and assumptions in openly available data guides. | |
Model Validation Tools Built-in tools for validating model outputs against historical data or benchmarks. |
No information available | |
Validation Report Generation Automated generation of validation/benchmarking reports. |
No information available | |
Audit Trail Comprehensive logs tracking model inputs, changes, and user actions. |
Import/export logs are recorded for each dataset update; see data release notes for references. | |
Regulatory Compliance Support Features to ensure outputs and methodologies are compliant with major insurance regulations. |
No information available | |
User Model Overrides Ability for users to override and document model settings for special cases. |
No information available | |
Peer Review Workflow Support for collaborative review and approval of model results. |
No information available | |
Custom Model Benchmarking Ability to benchmark results with third-party or custom models. |
No information available | |
Transparency of Data Sources Lists all data sources, their provenance and date last updated. |
Documentation discloses data provenance, contributor list, and dates in annual reports. | |
Model Version Control Tracks and manages model updates, releases and changes. |
Versioning is shown and downloadable for each event dataset in the portal. |
Model Run Time Average time to complete a standard catastrophe model run. |
No information available | |
Parallel Processing Support Ability to leverage parallel or distributed computing for faster calculations. |
No information available | |
Cloud-based Scalability Dynamically scales compute resources in the cloud. |
No information available | |
Batch Processing Capacity Number of concurrent model runs or portfolios the system can handle. |
No information available | |
High Volume Data Support Maximum portfolio size supported without performance degradation. |
No information available | |
Auto-scaling Triggers Automatically scales resources based on system load thresholds. |
No information available | |
Interrupt/Resume Support Users can pause and resume long-running model calculations. |
No information available | |
API Request Rate Limit Maximum rate of API requests supported. |
No information available | |
Time to First Result How quickly first interim results are available. |
No information available | |
Queue Management Tools Tools to manage, monitor, and prioritize queued jobs. |
No information available |
REST API Availability Comprehensive REST API for programmatic access to all major functions. |
No information available | |
Event-driven Webhooks Support for triggering external actions on data/modeling events. |
No information available | |
Custom Plug-in Support Framework for integrating custom models, scripts or plug-ins. |
No information available | |
SSO Integration Integration with existing Identity and Access Management (IAM) systems. |
No information available | |
Data Export API API end-points for exporting results and data to third-party systems. |
No information available | |
ERP and Policy Admin Integration Pre-built connectors to major insurance admin or ERP systems. |
No information available | |
Custom Workflow Integration Ability to trigger or integrate with custom workflows via API. |
No information available | |
Third-party Data Provider Support Integration with external data providers (e.g., hazard, satellite imagery). |
No information available | |
Integration Setup Time Average time to configure and deploy a new integration. |
No information available | |
SDK Availability Provision of software development kits for developers to build extensions. |
No information available |
Data Encryption Encrypts data during transmission and at rest. |
Data is encrypted in transit and at rest, as stated in data security whitepaper. | |
Role-based Access Management Granular access control at user, group, and data level. |
No information available | |
Audit Logging Comprehensive, immutable logs of user actions and changes. |
Audit logs described in update process for loss data releases. | |
GDPR Compliance Meets requirements for data protection per GDPR. |
No information available | |
Disaster Recovery Protocols Procedures and technologies for backup and rapid recovery. |
Disaster recovery and business continuity procedures are stated in vendor documentation. | |
Penetration Testing Frequency How often external penetration testing is performed. |
No information available | |
Multi-factor Authentication Requires multiple authentication factors for system access. |
No information available | |
Data Retention Policy Configurability Ability to configure and enforce data retention schedules. |
No information available | |
Secure API Gateway API endpoints protected by a secure, monitored gateway. |
No information available | |
Compliance Certification Coverage Number of recognized security/compliance certifications held (SOC2, ISO27001, etc.) |
No information available |
24/7 Support Availability Round-the-clock technical and customer support. |
Not as far as we are aware.* No 24/7 hotline or dedicated support noted; most contact via business hours email/webform. | |
Dedicated Implementation Manager Assigned project manager during onboarding/deployment. |
No information available | |
Onsite/Remote Training Options Variety of training delivery options (onsite, remote, online modules). |
No information available | |
Knowledge Base Access Comprehensive online knowledge base and user guides. |
Online user guides and FAQs provided on perils.org. | |
Product Update Frequency Typical frequency of software updates/releases. |
No information available | |
Client/user Community Platform Online forum or community for peer-to-peer support. |
No information available | |
Average Support Response Time Mean response time for support tickets. |
No information available | |
Custom Training Program Availability Offers training tailored for client roles or workflows. |
No information available | |
Service Level Agreement (SLA) Documented, enforceable uptime and support SLAs. |
No information available | |
Proven Market Longevity Number of years the vendor has reliably supported the product. |
No information available |
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