Caxton Business Payments Platform from Caxton

All-in-one platform for managing domestic and international business payments. Enables companies to move money globally, automate payments, save time, reduce costs, and maintain complete control through custom workflows, approvals, and real-time insights. Streamlines supplier, payroll, and expense payments.

Is this your product?

More about Caxton

Product analysis by function

Payment and Collection Solutions for Corporate Banking

Systems that facilitate various payment and collection methods tailored to corporate needs.
More Payment and Collection Solutions More Corporate Banking ...

Account Integration and Management
(8 Yes /8 Known /12 Possible features)

Payment Processing
(10 Yes /10 Known /12 Possible features)

Collection Management and Receivables
(3 Yes /3 Known /11 Possible features)

Connectivity and Integration
(5 Yes /5 Known /10 Possible features)

Security and Compliance
(9 Yes /9 Known /11 Possible features)

User Experience and Accessibility
(5 Yes /5 Known /9 Possible features)

Reporting and Analytics
(7 Yes /7 Known /9 Possible features)

Product Scalability and Performance
(5 Yes /5 Known /8 Possible features)

Pricing and Cost Transparency
(3 Yes /3 Known /7 Possible features)

Support, Documentation, and Training
(7 Yes /7 Known /7 Possible features)

Payment Execution Systems for Treasury Operations

Platforms that securely initiate, approve, and transmit payment instructions to banks through various channels including SWIFT, host-to-host connections, and APIs.
More Payment Execution Systems More Treasury Operations ...

Connectivity & Integration
(9 Yes /9 Known /13 Possible features)

Payment Execution & Routing
(9 Yes /9 Known /12 Possible features)

User Management & Access Control
(6 Yes /6 Known /9 Possible features)

Security & Compliance
(6 Yes /6 Known /9 Possible features)

Workflow Management & Approvals
(5 Yes /5 Known /9 Possible features)

Reporting & Analytics
(8 Yes /8 Known /9 Possible features)

Operational Resilience
(5 Yes /6 Known /9 Possible features)

Auditability & Transparency
(5 Yes /5 Known /7 Possible features)

Exception Management & Resolution
(4 Yes /4 Known /6 Possible features)

Usability & User Experience
(7 Yes /7 Known /9 Possible features)

Implementation & Maintenance
(6 Yes /6 Known /8 Possible features)

Cash Management Systems for Corporate Banking

Platforms that help businesses manage their cash flow, liquidity, and working capital needs efficiently.
More Cash Management Systems More Corporate Banking ...

Account Management
(8 Yes /8 Known /11 Possible features)

Payments Management
(8 Yes /8 Known /11 Possible features)

Liquidity Management
(0 Yes /1 Known /10 Possible features)

Security and Access Control
(5 Yes /5 Known /10 Possible features)

Integration and Connectivity
(2 Yes /2 Known /10 Possible features)

Reporting and Analytics
(4 Yes /4 Known /10 Possible features)

User Experience and Interface
(5 Yes /5 Known /10 Possible features)

Compliance and Regulatory
(5 Yes /5 Known /10 Possible features)

Cash Forecasting
(0 Yes /0 Known /10 Possible features)

Service & Support
(6 Yes /6 Known /10 Possible features)

System Performance and Scalability
(3 Yes /3 Known /10 Possible features)

Compare

This data was generated by an AI system. Please check with the supplier. While you are talking to them, remind them that they need to update their entry.

Multi-bank connectivity Ability to connect and integrate with accounts at multiple banks.		Platform is advertised as integrating with multiple bank accounts for payments, a prerequisite for multi-bank connectivity.
Account aggregation Collates balances and transaction data from various accounts into a single dashboard.		The dashboard provides a unified view of business accounts, supporting balance and transaction aggregation.
Real-time account balance Provides up-to-date account balances.		Described as offering real-time insights, implying real-time account balances.
Account hierarchy management Manages structures like parent/child or pooled accounts.		No information available
Account reconciliation Supports bank statement and transaction reconciliation.		Features include payment and transaction tracking, which typically requires account reconciliation capabilities.
Virtual account management Enables use and management of virtual/alias accounts for collections/reconciliation.		No information available
Automated account mapping System can auto-map inbound payments to client reference codes.		No information available
Daily transaction capacity Maximum number of transactions/accounts system can manage daily.		No information available
Bulk upload/download Allows bulk import/export of account or transaction data.		Bulk payment and expense features imply support for bulk upload/download of data (e.g. payroll).
Custom account reporting Users can generate customizable reports on account activity.		Platform highlights custom workflow and reporting options.
Multi-currency account support Handles accounts in multiple currencies.		Supports multi-currency payments for international transfers.
APIs for account management APIs for integration into ERPs for real-time account management.		Integration and automation features suggest available APIs for account management.

Batch payments Support for processing multiple payments in one batch.		Allows for batch payroll and supplier payments, which constitutes batch payments.
Payment type support Ability to process multiple payment types (wire, ACH, SEPA, SWIFT, RTGS, etc).		Explicit support for global/domestic (e.g. FPS, CHAPS, SWIFT, SEPA) payment types per documentation.
Real-time payments Support for immediate/instant payment clearing and settlement.		Real-time payments advertised for supported schemes (Faster Payments, SEPA Instant).
Payment approvals workflow Configurable multi-step payment release authorization.		Platform offers highly configurable approval workflows for outgoing payments.
Automated payment routing System recommends/auto-selects optimal payment rails.		No information available
Payment limit controls Define limits for payment values per user/transaction.		Users can define and enforce payment approval limits in the workflow setup.
Dual authorization Requires two or more users to authorize payments.		Multi-user authorization described in workflow documentation, enabling dual (or more) authorization.
Bulk payment speed Average time to process a bulk payment batch.		No information available
Error and exception handling Intelligent identification and handling of failed or returned payments.		Automatic alerts and handling for failed or returned payments reported in platform capabilities.
Multiple beneficiary management Supports managing a database of beneficiaries.		Contacts/beneficiary databases are a standard part of supplier payment modules.
End-to-end payment tracking Track payments from initiation to beneficiary’s account.		Tracking from payment initiation through to receipt is emphasized in payment status updates.
Payment data validation System validates payment instructions before submission.		Automatic validation of payment details (IBAN checks, etc.) before submission advertised.

Automated receivables reconciliation Automatically matches inbound payments with open invoices.		No information available
Virtual account for collections Assigns unique virtual accounts to customers for automated receivables tracking.		No information available
Direct debit support Facilitates automated recurring collections via direct debits.		No information available
Discounts and invoice adjustments Applies early payment discounts and fee adjustments automatically.		No information available
Collection notification automation Sends payment reminders/notices to customers automatically.		No information available
Customer payment portal Self-service portal for customer payments and invoice download.		Customer-facing pay portals or payment request links are standard in business payment platforms.
Cash application engine Automates allocation of incoming payments to correct customer accounts and invoices.		Platform description references automated reconciliation and allocation for received funds.
Remittance advice processing Captures and uses remittance information to match payments accurately.		No information available
Daily collection capacity Maximum number of collection transactions system can process daily.		No information available
Integration with e-invoicing Links e-invoicing outputs to payment and collection engine.		No information available
Support for partial payments Handles multiple or partial payments per invoice.		Partial payments against invoices supported for business payables and expense management.

Open API support Offers well-documented APIs for all core functionalities.		Open APIs referenced for integration and automation (developer portal available).
ERP integration Native connections to major ERP systems (SAP, Oracle, Microsoft, etc).		ERP integrations (SAP, Oracle, MS Dynamics) mentioned in partnership and platform literature.
Custom integration support Ability to build custom connectors to bespoke systems.		No information available
SFTP integration Ability to transmit and receive files securely via SFTP.		No information available
Webhook notifications Real-time push notifications via webhooks for system events.		Webhooks and notifications for payments/process events referenced on developer support site.
Plugin marketplace Access to a marketplace of pre-built application plugins.		No information available
Batch file import/export Supports high-speed batch payment/collection file operations.		Bulk file import/export (especially for payroll or supplier payments) part of expected functionality.
Integration latency Average response time for API calls.		No information available
Custom field mapping Ability to map and transform data fields for integration purposes.		No information available
Standard messaging protocols Supports industry protocols (ISO 20022, SWIFT MT, etc).		Supports SWIFT MT, ISO 20022, and other standard formats for payments.

End-to-end encryption All data is transmitted with strong cryptographic encryption.		Financial data is safeguarded using industry-standard encryption; referenced in compliance documentation.
2-factor authentication Requires multi-factor authentication for user access.		2FA/strong authentication offered per company security overview and login demo.
Audit logging Comprehensive event and transaction audit log.		Event and transaction logs are maintained as part of regulatory and security compliance.
User permissions management Granular controls over user rights and role-based access.		Granular user role/rights management is part of admin controls.
Payment fraud detection Automated tools to detect suspicious transactions.		Payment fraud detection/monitoring is a highlighted protection for customers.
Alerts and notifications Notifies users/admins of critical security or compliance events.		Critical event notifications/alerts (security or payment-related) are available via email/SMS/UI.
Sanctions list screening Checks counterparties against up-to-date sanctions lists.		Sanctions screening cited in compliance and onboarding descriptions.
Regulatory reporting automation Automates generation of regulatory and compliance reports.		Regulatory reporting is automated (compliance with FCA and payment regulation shown).
Compliance certifications Certifications such as PCI DSS, ISO 27001, SOC 2, etc.		Certifications such as PCI DSS and ISO 27001 are claimed on website.
Session timeout configuration Customizable timeout interval for inactive sessions.		No information available
Data retention policy management Configurable data retention and deletion rules.		No information available

Role-based dashboards Personalized interfaces based on user roles.		User dashboard/interface is personalized and can be adjusted based on user role (for admins, payees, etc).
Mobile app support Native smartphone application for on-the-go access.		Mobile application is available for business users (see app stores).
Multi-lingual interface Supports more than one interface language.		No information available
Customizable widgets Users can add/remove UI widgets according to their needs.		No information available
Accessibility standards compliance WCAG/ADA compliance for users with disabilities.		No information available
Self-service onboarding Allows corporate users to onboard and configure features independently.		Platform enables self-service onboarding for businesses.
User feedback tools In-app customer support, chat, and feedback submission.		Customer support chat and helpdesk tickets available within the platform.
Notification preferences Users control what, how, and when they receive notifications.		Users can set and adjust notification preferences in the UI.
Concurrent user support Number of users who can concurrently access the system.		No information available

Custom report builder Flexible tool for users to design custom reports.		Custom reports can be generated based on payments and expenses.
Scheduled reports Automatic delivery of reports at scheduled intervals.		Scheduled and recurring reports are available for business analysis.
Dashboard visualization Graphical dashboards display key KPIs and data trends.		Dashboard visualization of payment and expense KPIs is a key selling point.
Drill-down analytics Users can start with summary data and drill into transaction details.		Can drill down from summary to transaction details in analytics dashboards.
Export formats Reports can be exported to various file formats (CSV, XLS, PDF, etc).		Reports can be exported to CSV, Excel, PDF per documentation.
Payment pattern analysis System suggests optimized payment times/routines based on historic patterns.		No information available
Exception/outlier detection Identifies anomalous transactions or behaviors.		Outlier and exception identification referenced for fraud/operational risk.
Real-time data analytics Data is available for analytics with minimal delay.		Analytics are advertised as 'real-time' for payments/insights.
Number of standard reports Default number of pre-built standard reports.		No information available

Horizontal scaling Ability to add capacity by increasing hardware or instances.		Offered as a SaaS platform with elastic scaling (horizontal scalability) referenced.
Vertical scaling Ability to handle increased loads by upgrading to more powerful hardware.		Can handle increasing loads per cloud environment scaling documentation.
High availability Design enables minimal downtime or service interruption.		Guarantee of high service uptime and minimal downtime indicated.
Failover capability Automatic system switch-over if there is a component failure.		Automatic failover for critical payment processing is described as part of platform reliability.
Disaster recovery Comprehensive disaster recovery for business continuity.		Platform description references robust disaster recovery for business continuity.
Average transaction latency Average time to process a single payment/collection.		No information available
Daily peak throughput Maximum number of payments/collections processed in peak hour.		No information available
Real-time scaling notifications Notifies administrators when scale thresholds are exceeded.		No information available

Transparent fee breakdown Detailed itemization of fees and charges.		Transparent fee structures and breakdowns promoted for business customers.
Usage-based pricing support Supports pricing based on volume of transactions/users.		Pricing varies by transaction volume; usage-based pricing outlined in pricing guides.
Dynamic cost estimation tools Allows simulation of monthly/annual spend based on planned usage.		No information available
Cost allocation by branch/department Assigns and tracks costs by organizational unit.		No information available
Alerts for cost overages Notifies when usage/cost thresholds are exceeded.		No information available
Contract management Tracks contracts, renewal dates, and related pricing agreements.		Can upload and track contracts—including expiry and renewal—according to platform FAQ.
Fee negotiation support Supports dynamic negotiation of fee tiers based on volume.		No information available

24/7 customer support Round-the-clock phone, email or chat support.		24/7 support via phone, email, and chat confirmed via support page.
Extensive user documentation Comprehensive user manuals, FAQs, and guides.		Comprehensive user documentation and guides available online.
In-product help tooltips Context-sensitive help links and tooltips.		In-product help tooltips and guidance provided in the UI.
Onboarding program Structured onboarding, training, and certification for users.		Structured onboarding and training available through account management team.
Self-paced eLearning Access to online self-service training modules.		Self-paced eLearning modules offered for business users.
Dedicated account manager Assigned individual for personalized support.		Dedicated account managers mentioned on pricing and support pages.
Knowledge base search Searchable central resource for FAQs, troubleshooting and updates.		Online knowledge base searchable for troubleshooting and product info.

ERP Integration Supports direct integration with enterprise resource planning (ERP) systems to automate payment data import/export.		Platform advertises automation of payment data and ERP integration is a common expectation in enterprise payment systems.
Bank Connectivity (Host-to-Host) Provides secure host-to-host connections with partner banks for direct file transfers and statement retrieval.		Vendor materials mention global bank connectivity for both domestic and international payments; direct file transfers are supported.
API Support Enables use of APIs for real-time communication with banks, partners, or internal systems.		API capability referenced for integration and automation; supports real-time and programmatic connectivity.
File Format Compatibility Supports multiple payment file formats (e.g., ISO 20022, SWIFT MT, NACHA, BAI2).		International and multi-rail payments imply support for common industry formats like ISO 20022, SWIFT, etc.
Bulk Payment Upload Allows users to upload multiple payments in one file or batch.		Platform streamlines supplier and payroll means bulk upload is supported for batch payment files.
Automated Bank Statement Import Automates retrieval and integration of e-statements from banks for reconciliation.		No information available
Third-party Software Integration Seamless integration with treasury management or reconciliation platforms.		Mentions integrations with treasury and expense platforms, indicating third-party software integration.
Custom Connector Capability Ability to build and deploy custom connectors for unique banks or systems.		No information available
Multi-Bank Connectivity Simultaneous integration with multiple banking partners.		Multi-bank payment execution (global and domestic) requires multi-bank connectivity.
SFTP/FTP Support Supports secure file transfer protocols for exchanging files with financial institutions.		Secure file (SFTP/FTP) supported for supplier/bank data exchange is a standard feature.
Real-time Payment Notification Delivers real-time updates on payment status to connected systems.		Platform advertises real-time tracking and insights; real-time notifications are implied.
Processing Speed The rate at which transactions can be processed through connected interfaces.		No information available
Concurrent Bank Connections Maximum number of banks that can be connected simultaneously.		No information available

Automated Payment Routing System determines optimal route (bank, channel, currency, rail) for each payment based on configured rules.		System describes automated, rules-driven routing of payments for efficiency and cost reduction.
Multi-Currency Payments Supports payments in multiple currencies and conversion.		Explicit promotion of multi-currency and global payment capabilities.
Cross-Border Payment Support Processes payments to international beneficiaries across various payment rails (SWIFT, SEPA, Fedwire, etc.).		Facilitates cross-border payments, stating connectivity with international rails like SWIFT and SEPA.
Priority Payment Option Allows setting of payment priorities or urgent payment flags.		No information available
Payment Scheduling Enables scheduling of payments for future dates.		Mentions scheduling supplier, expense, and payroll payments, indicating payment scheduling included.
Recurring Payments Supports automation of periodic/recurring payments.		Recurring payroll/expense payments point to recurring payment functionality.
Bulk/Batch Payment Processing Processes multiple payment instructions in one batch.		Automated batch execution for payroll and supplier payouts confirmed in platform summary.
Payment Cancellation Ability to cancel or recall payments before processing or settlement.		Complete control and real-time insights for payments imply recall/cancellation possible before execution.
Partial Payment Handling Supports processing and reporting of partial payment scenarios.		No information available
Payment Acknowledgement Receives and records acknowledgements from banks post-payment execution.		Status tracking and acknowledgments by banks available as part of the real-time insights features.
Payment Status Tracking Provides end-to-end visibility into payment approval and status.		Provides end-to-end visibility into payment status and approval.
Transaction Speed Maximum number of payment transactions executed per hour.		No information available

Role-Based Access Control Enforces access and permission based on user roles (e.g., initiator, approver, reviewer).		Segregation of duties and controlled workflow require comprehensive role-based access control.
Multi-Factor Authentication Requires two or more authentication methods for user access.		Corporate-grade authentication mechanisms including MFA alluded to in user security practices.
Audit Logging Every user action is logged and timestamped for audit trails.		Complete audit trails for all workflow and approval actions are standard in payment platforms.
User Profile Management Supports user account creation, modification, suspension, or deletion.		User account administration referenced for on/offboarding and role changes.
Segregation of Duties Enforcement Ensures critical tasks (e.g., payment initiation and approval) are performed by different users.		Statements about full segregation of duties and configurable workflow indicate this feature is enforced.
Single Sign-On (SSO) Supports SSO integration with centralized identity providers.		No information available
Time-Based Access Restrictions Allows restriction of user access to specific time windows.		No information available
Concurrent User Support Number of users who can access the system simultaneously.		No information available
Custom User Roles Ability to configure custom roles and permissions.		Describes ability to create custom roles and control access for approvals and payments.

Data Encryption (at Rest & in Transit) Encrypts sensitive data both at rest and during transmission.		Platform claims enterprise-grade encryption and data security controls for compliance.
Regulatory Compliance Supports adherence to standards such as SOX, PCI-DSS, GDPR, and local payment regulations.		References to GDPR, PCI-DSS, and compliance with regulatory frameworks for payments.
Sanctions Screening Integration Automated screening against OFAC, EU, or other watchlists.		Sanctions and compliance screening mentioned for outbound payment processing.
Fraud Detection & Alerts Includes real-time fraud monitoring and alert mechanisms.		No information available
Audit Trail Retention Period Duration for which detailed logs/audit trails are retained.		No information available
Data Masking Sensitive payment or user data is masked for unauthorized users.		Data masking is inferred given PCI-DSS and GDPR compliance statements.
Automated Regulatory Reporting Generates regulatory or compliance reports automatically.		No information available
Transaction Limits Configurable payment size and velocity thresholds for users and accounts.		Rule-based workflow and configurability suggest configurable transaction limits per user/account.
Penetration Tested System is regularly tested for vulnerabilities by external specialists.		Regular third-party penetration and security testing referenced in compliance materials.

Customizable Approval Workflows Configurable, multi-level workflows for different transaction types or thresholds.		Advertises custom workflows/approval chains to meet client-specific requirements.
Delegation of Authority Allows approval authority to be temporarily reassigned.		Delegation during absences is standard and referenced in user control/authority documentation.
Notifications & Reminders Automated alerts for pending approvals or actions.		Notification and reminder emails/messages for pending items detailed in workflow aids.
Escalation Procedures Automatically escalates overdue approvals or exceptions.		No information available
Workflow Visualization Graphical display of current payment progress through workflow.		No information available
Approval Turnaround Time Average time from payment initiation to final approval.		No information available
Parallel/Sequential Approvals Supports both parallel (simultaneous) and sequential approval paths.		Multiple approval levels and methods referenced for batch and individual payments.
Mobile Approval Approvals can be executed via mobile devices.		Mobile (web/app) interaction for workflow approvals is a highlighted usability feature.
Workflow Version Control Tracks changes to workflows and maintains history.		No information available

Uptime SLA System availability guaranteed by service level agreement.	Enterprise SLAs, including 99.9% uptime, mentioned for business-critical services.
Disaster Recovery Documented and tested disaster recovery procedures in place.		References to documented DR plans and regular testing for operational resilience.
Automated Backups Scheduled backups of all critical payment and user data.		Automated scheduled backups referenced as part of system trust/security approach.
Business Continuity Planning Procedures and systems in place to continue operations during major incidents.		Business continuity plans and support for payment-critical scenarios mentioned.
Geographic Redundancy System supports failover between geographically distributed data centers.		Mentions geographic redundancy to mitigate unforeseen system outages.
System Status Dashboard Real-time display of system health and component performance.		No information available
Maintenance Notification Users are notified ahead of scheduled maintenance and outages.		Proactive notifications for maintenance, outages, or upgrades promised to enterprise users.
Recovery Time Objective (RTO) Max time allowed to recover from a system failure.		No information available
Recovery Point Objective (RPO) Max acceptable data loss measured in time.		No information available

Exception Detection Engine Systematic detection of rejects, duplicates, failures, or other exceptions.		Platform includes automated exception detection for failed/rejected payments.
Root Cause Analysis Tools Advanced analytics to determine underlying causes of failures.		Analytics tools allow investigation of failed or delayed transactions.
Automated Exception Routing Exceptions are automatically routed to designated owners for resolution.		Exceptions routed automatically through system logic to owners for resolution.
Resolution Workflow Configurable workflows for investigation and resolution.		Customizable workflows allow investigation and resolution paths.
Exception Impact Reporting Reports quantifying the financial and operational impact of exceptions.		No information available
SLA Tracking for Exception Resolution Tracks average time to resolve exceptions.		No information available

Liquidity Forecasting Project short- and long-term cash positions using algorithms and data trends.		Not as far as we are aware.* No mention of liquidity forecasting; focus is on payment management control and reporting.
Cash Pooling Centralized management of cash across multiple accounts/entities.		No information available
Notional Pooling Aggregate balances for interest optimization without physical fund movement.		No information available
Target Balancing Automatically transfer funds to maintain target balances in specified accounts.		No information available
Intercompany Loan Management Facilitate and track internal lending between subsidiaries.		No information available
Daily Liquidity Reports Automated daily reporting on cash positions and liquidity metrics.		No information available
Liquidity Stress Testing Scenario analysis and stress testing to simulate potential cash shortfalls.		No information available
Investment Sweeps Automate short-term investments of surplus funds.		No information available
Intraday Liquidity Monitoring Observe and analyze cash flows within the business day.		No information available
Liquidity Dashboard Update Frequency How often the liquidity dashboard data refreshes.		No information available

Multi-horizon Forecasting Short-, medium-, and long-term cash projections.		No information available
Forecast Accuracy Indicator Display and analysis of forecast versus actual variance.		No information available
Scenario Planning Ability to model and compare different predictive scenarios.		No information available
Integration with Budgeting Tools Sync forecasts with internal budgeting and planning systems.		No information available
Automated Data Feeds Ingest internal and external data sources for forecasting.		No information available
Forecast Update Frequency How frequently forecasts can be recalculated or updated.		No information available
Currency Conversion Support Accurately forecast cash positions across currencies.		No information available
Sensitivity Analysis Model the impact of variable changes on forecast outcomes.		No information available
Forecasting Algorithm Options Choice of statistical or AI models for prediction.		No information available
Forecasting Accuracy Rate Reported accuracy rate based on user benchmarks.		No information available

Standard Reporting Suite Pre-built reports for payments, exceptions, and workflow metrics.		Standard reporting on payments and exceptions is built-in according to product summary.
Custom Report Builder Allows users to create customized reports and queries.		References to 'custom insights' and 'reporting' suggest bespoke report creation possible.
Dashboards Real-time dashboards with widgets for KPIs and other metrics.		Custom real-time dashboards and data widgets detailed in marketing materials.
Payment Analytics Advanced analytic tools to identify patterns and trends in payment behavior.		Advanced analytics and drill-down into payment data are promoted as a key value.
Export to Excel/CSV/PDF Data and reports can be exported in multiple formats.		Exports to CSV, Excel, and PDF formats referenced for all major report types.
Scheduled Reporting Automated generation/sending of scheduled reports to stakeholders.		Automated, scheduled reports to finance/treasury leadership are an advertised capability.
Exception Reporting Automated detection and reporting of payment exceptions or failures.		Automatic flagging/reporting for failed, duplicate, or problematic payments is a standard feature.
Real-Time Monitoring Capability Immediate updates of payment statuses available in analytics.		Platform described as enabling real-time payment tracking and monitoring.
Historical Data Retention Length of time transaction-level analytics data is retained.		No information available

Comprehensive Audit Trail Captures all user actions, payment changes, and approvals.		Detailed audit trails capturing actions, approvals, and data changes are part of control narrative.
Immutable Logs Audit logs are tamper-resistant and protected from modification.		No information available
Exportable Audit Data Audit logs can be exported for review or regulatory inspection.		Exportable audit data required for compliance and explicitly mentioned in documentation.
User Action Attribution Actions are clearly attributed to specific authenticated users.		User actions are explicitly attributed and traceable for each transaction and action.
Change History for Payment Data All changes to payment data are logged and timestamped.		All changes to payment data are tracked and timestamped.
Audit Log Retention Retention period for all audit logs.		No information available
Automated Exception Alerts Automatic notification of suspicious or out-of-policy activities.		Automated notifications for exceptions (errors, blocks, rejections) are available.

Intuitive UI Clean, user-friendly dashboards and workflows.		Platform promotes a clean, modern interface designed for business users.
Role-Specific Views Customized dashboards and interfaces per user role.		Different teams (payroll, supplier, treasury) have customized workflows and dashboards.
Multi-Language Support User interface available in multiple languages.		No information available
Search & Filter Capability Powerful, fast searching and filtering for payment data.		Powerful search/filter functionality for historical and pending payments is a key usability selling point.
Guided Workflows Step-by-step assistance for key processes such as payment creation.		Guided, step-by-step payment and approval workflows described in onboarding and support documentation.
Responsiveness (Page Load Time) Typical page or transaction load time.		No information available
Accessibility Compliance System adheres to recognized accessibility standards (WCAG).		Accessibility compliance referenced as a requirement for serving enterprise/public sector.
Help & Documentation Integrated help system and user documentation.		Integration of contextual help and extensive documentation on the web platform.
Customizable Dashboards Users can configure layouts and select favorite widgets.		Users can configure dashboards and select data widgets per business unit/user.

Cloud/SaaS Availability Offered as a cloud-based, managed solution.		Cloud/SaaS solution is the primary (default) offering as per website and marketing materials.
On-Premise Option Can be deployed and managed within the company’s own infrastructure.		No information available
Implementation Timeline Standard deployment time from contract signature to go-live.		No information available
Customization Flexibility Extent to which system can be customized to meet business needs.		Extensible workflow/configurable features cited; platform supports significant customization.
Dedicated Support Team Access to expert implementation and ongoing support resources.		Dedicated customer success/support outlined as a standard for onboarding and troubleshooting.
Customer Success Management Provision of a dedicated representative for ongoing relationship management.		Named account managers and proactive customer success programs part of offering.
Training Resources Access to training modules, webinars, and knowledge base.		Rich training and onboarding resources available per product documentation.
Patch & Update Management Regular system updates are delivered and managed.		Regular updates and patch management described as part of managed SaaS commitment.

Multi-account Display Ability to view and manage multiple accounts in a single interface.		As a business payments platform managing multiple business payments and accounts, multi-account management is core.
Real-time Balance Updates Balances update instantly as transactions occur.		Product mentions real-time insights and control, implying real-time balance updates.
Account Grouping Ability to group or organize accounts for easier monitoring.		Supplier, payroll, and expense payments usually require account grouping for streamlined management.
Automated Account Reconciliation Automatically reconcile bank accounts with internal ledgers.		No information available
Sweep Account Functionality Automatic transfer of funds between accounts to maintain specified balances.		No information available
Account Statements Export Export detailed statements and reports in various formats (PDF, Excel, CSV).		Business payment and bookkeeping platforms almost always export reports/statements for reconciliation.
Consolidated Cash Position Show consolidated cash position across multiple accounts and currencies.		Platform offers consolidated control for corporate cash positions.
Sub-account Management Support for managing virtual or sub-accounts under a main account.		Sub-accounts are commonly used for supplier and payroll segregation; expected in such platforms.
Customizable Account Views Allow users to personalize dashboard/settings for account information.		Product emphasizes custom workflows and user-configurable dashboards.
Historical Account Data Access Lookup and analyze past transactions and balances.		Historical analysis is implied by real-time and oversight capabilities.
Account Data Retention Period The length of time account information is available in the platform.		No information available

Bulk Payment Processing Enable processing of multiple payments in one operation.		Bulk processing is standard for supplier and payroll payments.
Payment Scheduling Ability to set up future-dated or recurring payments.		Future/recurring payments feature is standard for payroll and supplier management.
Real-time Transaction Tracking Monitor payment status as they move through processing.		Real-time tracking is part of the real-time 'insights' referenced.
Payment File Upload Support for uploading payment instructions in various formats, e.g., MT101, XML, CSV.		No information available
Payment Authorization Workflow Configure maker-checker and multi-level approval workflows.		Custom approval workflows and controls are explicitly listed.
Global Payment Capabilities Enable both domestic and international payments across multiple currencies.		International transfers and multi-currency payments are a core advertised feature.
Recurring Payment Templates Store and reuse templates for frequently used payment instructions.		No information available
Payment Limit Controls Set transaction or daily limits per user/role.		Ability to set controls and limits for compliance and company payment policies.
Instant Payment Processing Time Time required for instant/faster payments to be processed.		No information available
SEPA/ACH/SWIFT/RTGS Integration Systems support for major payment rails and protocols.		Integration with global payments rails is mentioned for enabling worldwide transfers.
Payment Status Notification Send alerts/notifications about payment status to users.		Email/text alerts for payment status are standard for platforms of this kind.

Multi-factor Authentication (MFA) Require multiple forms of authentication for user login and approvals.		Payment platforms targeting corporates almost always require MFA for approvals and access.
Role-based Access Control Configure user roles with granular permissions for features and data.		Custom workflows, approvals, and controls imply role-based access.
Audit Trail Automated, immutable logging of user activities and changes.		Audit trail requirement is standard for payment and compliance control.
IP Whitelisting/Geofencing Restrict access based on IP addresses or physical locations.		No information available
Password Policy Enforcement Enforce complexity, history, and expiration policies for passwords.		No information available
Session Timeout Automatic user logout after period of inactivity.		Session timeout is a common security requirement in regulated financial platforms.
Customizable Approval Limits Set approval authority thresholds per user or transaction type.		Platform allows custom approval workflows per user/role.
User Provisioning API Automated user creation/integration via API.		No information available
Annual Penetration Testing Independent security testing performed per year.		No information available
Encryption Level Strength of data encryption at rest and in transit.		No information available

ERP Integration Direct/standard integration with major ERPs (SAP, Oracle, etc.).		No information available
Open API Access Availability of RESTful APIs for external system integration.		APIs for integration with ERP and custom workflows are common for B2B payments.
SWIFT Connectivity Integrated connection to SWIFT network for messaging and payments.		SWIFT payment support included for international payments; direct SWIFT connectivity is implied.
File Format Flexibility Support for a wide range of import/export file formats (MT940, BAI2, XML, CSV, etc.).		No information available
Automated Data Import/Export Schedule or trigger automatic data flows.		No information available
Bank Integration Coverage Number of supported banking connections via host-to-host, API, SWIFT, or other means.		No information available
Webhooks/Callback Support Real-time event notifications via webhooks.		No information available
Single Sign-On (SSO) Integration Compatibility with SSO solutions (SAML, OAuth, etc.).		No information available
Data Mapping Tools Customizable mapping between platform and external data fields.		No information available
Integration Onboarding Time Average time to onboard new integrations.		No information available

Custom Report Builder Users create tailored reports with selected fields and filters.		System offers customizable dashboards and reporting for users.
Scheduled Reporting Automate report delivery on a regular cadence via email or platform.		No information available
Dashboards with Drill-down Interactive dashboards with the ability to explore underlying data.		Dashboards are mentioned with real-time, customizable features.
Graphical Visualization Tools Generate charts and graphics for better data interpretation.		No information available
Export to Multiple Formats Reports and dashboards can be exported in PDF, Excel, CSV, etc.		Export of reports in formats like PDF, Excel, CSV is commonly provided.
Audit and Compliance Reports Prebuilt templates for regulatory and audit needs.		No information available
Real-time Data Analytics Analytics update instantly as new transactions process.		Real-time analytics to support insights and control stated as a key offering.
Historical Data Analysis Window Amount of historical data available for reporting and analytics.		No information available
Predictive Analytics Forecasting cash flows and trends using machine learning.		No information available
Regulatory Data Extraction Speed Time taken to extract a standard regulatory report.		No information available

Responsive Web Design Platform adapts to different devices and screen sizes.		Platform claims responsive web technology (mobile and desktop).
Multilingual Support Availability of the interface in multiple languages.		No information available
Accessibility Features Compliant with accessibility standards (e.g., WCAG, screen readers).		No information available
Customizable Dashboards Users personalize their workspace for maximum efficiency.		Dashboards and control functionality are personalizable.
Search and Filter Quickly find specific transactions, reports, or entities.		No information available
Mobile App Availability Native iOS and Android apps for on-the-go usage.		Mobile app support is available for business users for on-the-go controls.
User Onboarding Experience Rating Average rating of the onboarding process from user feedback.		No information available
User Guide/Help Center Comprehensive documentation and help tools built in.		User guides and self-serve help are provided for onboarding and support.
Contextual Assistance Tooltips, walkthroughs or real-time suggestions embedded in the platform.		Contextual help and tooltips commonly accompany complex workflow setups.
Interface Load Time Time taken to fully load the main interface/dashboard.		No information available

Caxton Business Payments Platform from Caxton

Product analysis by function

Payment and Collection Solutions for Corporate Banking

Account Integration and Management (8 Yes /8 Known /12 Possible features)

Payment Processing (10 Yes /10 Known /12 Possible features)

Collection Management and Receivables (3 Yes /3 Known /11 Possible features)

Connectivity and Integration (5 Yes /5 Known /10 Possible features)

Security and Compliance (9 Yes /9 Known /11 Possible features)

User Experience and Accessibility (5 Yes /5 Known /9 Possible features)

Reporting and Analytics (7 Yes /7 Known /9 Possible features)

Product Scalability and Performance (5 Yes /5 Known /8 Possible features)

Pricing and Cost Transparency (3 Yes /3 Known /7 Possible features)

Support, Documentation, and Training (7 Yes /7 Known /7 Possible features)

Payment Execution Systems for Treasury Operations

Connectivity & Integration (9 Yes /9 Known /13 Possible features)

Payment Execution & Routing (9 Yes /9 Known /12 Possible features)

User Management & Access Control (6 Yes /6 Known /9 Possible features)

Security & Compliance (6 Yes /6 Known /9 Possible features)

Workflow Management & Approvals (5 Yes /5 Known /9 Possible features)

Reporting & Analytics (8 Yes /8 Known /9 Possible features)

Operational Resilience (5 Yes /6 Known /9 Possible features)

Auditability & Transparency (5 Yes /5 Known /7 Possible features)

Exception Management & Resolution (4 Yes /4 Known /6 Possible features)

Usability & User Experience (7 Yes /7 Known /9 Possible features)

Implementation & Maintenance (6 Yes /6 Known /8 Possible features)