Broadridge Loan Management from Broadridge Financial Solutions

Automated Application Processing
Ability to accept and process loan applications electronically.
Yes - has this feature

Product supports digital origination and end-to-end automated workflows as per marketing material and product documentation.

KYC/AML Integration
Automatic customer verification and anti-money laundering screening during origination.
Yes - has this feature

Broadridge highlights KYC/AML integration for onboarding in commercial lending functionality.

Credit Scoring Engine
System includes automated tools to assess client creditworthiness.
Yes - has this feature

Product offers integrated credit scoring and risk grading engine, as referenced in data sheet.

Document Management
Electronic storage and management of supporting loan documents.
Yes - has this feature

Described as having comprehensive electronic documentation management for loan files and supporting legal documents.

Workflow Automation
Automated routing of applications for approvals and compliance checks.
Yes - has this feature

Workflow automation is explicitly mentioned for loan approval, compliance, and exception handling.

Multiple Product Support
Support for multiple loan types (term loans, revolving credit, etc.) in a unified workflow.
Yes - has this feature

System supports a range of loan products including bilateral, syndicated, and structured loans within a unified workflow (see feature brochure).

Real-time Status Tracking
Applicants and internal users can track loan application status in real-time.
Yes - has this feature

Real-time visibility and tracking of loan status is provided for both internal and external users.

Bulk Applications
Support for processing multiple loan requests concurrently.
Yes - has this feature

Bulk processing and portfolio-level operations supported as called out in administration features.

Multi-stage Approval
Configurable steps and participants in the origination process.
Yes - has this feature

Product allows configuration of multi-stage approval and customizable workflows.

Turnaround Time
Average time to process a new loan application from start to decision.

No information available

Application Data Reuse
Reuse of customer data across multiple applications.
Yes - has this feature

Feature set mentions data reuse and account-level data propagation across applications.

E-signature Support
Ability for applicants and approvers to sign electronic documents.
Yes - has this feature

Electronic signature support is listed as standard in the sales collateral.

Automated Credit Analysis
System performs automated financial and risk assessments on corporate clients.
Yes - has this feature

Automated credit analysis capabilities are referenced for corporate client risk grading.

Portfolio Risk Aggregation
Aggregates and analyzes risk exposure across all loans in the portfolio.
Yes - has this feature

Portfolio, sector and exposures risk aggregation is a cited reporting and analytics feature.

Custom Risk Models
Ability to configure and deploy custom risk and scoring models.
Yes - has this feature

System allows configuration of custom risk models (source: configuration guide and case studies).

Limit Management
Set, monitor, and enforce exposure limits by client and portfolio.
Yes - has this feature

Broadridge LMS provides exposure limit management at client and portfolio level.

Stress Testing
Simulate impact of adverse scenarios on portfolio risk.
Yes - has this feature

Portfolio stress testing is explicitly available in risk analytics (according to user demos and data sheets).

Collateral Management
Track, value, and monitor collateral pledged against loans.
Yes - has this feature

Collateral tracking and ongoing valuation is part of system core.

Early Warning Indicators
System generates alerts for deteriorating risk profiles.
Yes - has this feature

Early warning risk/credit event monitoring highlighted in marketing documentation.

Concentration Risk Analytics
Tools to monitor concentration by sector, geography, or borrower.
Yes - has this feature

Concentration risk analytics (industry, geography) described under risk tools.

Automated Financial Spreading
Automation of financial statement data extraction and analysis.
Yes - has this feature

Product extracts, analyzes, and spreads financial statements for automated credit analysis.

Credit Review Frequency
Number of automatic credit reviews triggered annually per exposure.

No information available

Third-party Data Integration
Links to external data sources for company ratings, news, or regulatory data.
Yes - has this feature

Integration with external data sources (e.g., credit bureaus, market data) is a listed capability.

Risk Reporting
Real-time reporting and dashboards on risk levels and metrics.
Yes - has this feature

System supports risk dashboards and continuous risk metric monitoring.

Repayment Schedule Management
Automated calculation and enforcement of repayment schedules.
Yes - has this feature

Automatically calculates and administers repayment schedules for all loan types.

Automated Interest Calculations
System auto-calculates interest due, compounding, and adjustments.
Yes - has this feature

Interest rate accrual and calculation automation described for multiple product types.

Flexible Payment Structures
Support for bullet, amortizing, step-up/down, or custom schedules.
Yes - has this feature

Supports a range of payment structures (custom, bullet, amortizing, step-up/down).

Fee Management
Configuration and automation for origination, servicing, and penalty fees.
Yes - has this feature

Automated setup and tracking of all fee types per product specifications.

Automated Payment Processing
Automatic posting of repayments from clients’ accounts.
Yes - has this feature

Payment automation and reconciliation are included as servicing capabilities.

Payment Allocation Rules
Flexible, rules-based allocation of repayments to principal, interest, and fees.
Yes - has this feature

Flexible allocation rules for complex payments (interest, principal, fees) listed among configurable options.

Loan Modification Support
Capability to restructure loans due to covenant breaches or renegotiations.
Yes - has this feature

Loan modification and restructuring supported for exception, covenant breach, or renegotiation scenarios.

Delinquency Management
Automated tracking and alerts for overdue payments.
Yes - has this feature

Automated delinquency monitoring and notifications are standard for corporate and syndicate loans.

Prepayment Processing
Automated recalculation if borrowers pay early.
Yes - has this feature

Handles automated prepayment calculations for early loan closure or partial repayments.

Account Statements
Generation and distribution of periodic account statements.
Yes - has this feature

Periodic and triggered account statement generation/distribution are supported.

Servicing SLA
Target turnaround time for standard servicing tasks.

No information available

Multi-currency Support
Ability to administer loans in multiple currencies.
Yes - has this feature

Multi-currency lending operations and servicing cited prominently in product description.

Covenant Definition & Tracking
Configurable management and monitoring of financial and non-financial covenants.
Yes - has this feature

Covenant management, custom definitions, and monitoring built into system.

Automated Covenant Testing
System routinely tests borrower performance against set covenants.
Yes - has this feature

System automatically tests and validates borrower compliance against covenants.

Real-time Alerts
Immediate notification of breaches or potential breaches.
Yes - has this feature

Immediate notification of covenant and compliance breaches stated as a core alerting feature.

Regulatory Compliance Checks
Assesses and tracks compliance with banking regulations.
Yes - has this feature

Automated regulatory compliance assessment included (see compliance monitoring section).

Audit Trail
Comprehensive logging of changes and monitoring activity.
Yes - has this feature

System supports full audit trail for all covenant actions and compliance monitoring.

User-defined Covenant Triggers
Custom triggers for specific client or loan requirements.

No information available

Exception Tracking
System captures, tracks, and reports covenant breaches or waivers.
Yes - has this feature

Exceptional tracking and management are included in event and compliance workflow engine.

Automated Remediation Workflows
Initiates workflows for breach remediation or escalation.
Yes - has this feature

Automated remediation workflow can be triggered in accordance with compliance breach logic.

Compliance Testing Frequency
How often automated compliance checks are performed.

No information available

Regulatory Reporting Integration
Direct integration with required regulatory reporting systems.
Yes - has this feature

Direct integration to regulatory reporting systems is described as part of outward-facing APIs.

Covenant Document Repository
Centralized repository for all covenant and compliance documentation.
Yes - has this feature

Legal and compliance documentation repositories are part of system document management features.

Multi-standard Support
Supports diverse compliance regimes (IFRS, Basel, local requirements).
Yes - has this feature

Supports multiple reporting and regulatory standards (IFRS, Basel III, etc.).

Collateral Register
Central system for registering and describing all collateral types.
Yes - has this feature

Central collateral registry functionality is integrated per product guide.

Automated Collateral Valuation
Periodic automatic valuation of pledged assets.
Yes - has this feature

Periodic automated revaluation of collateral is supported, including external data sources.

Lien Tracking
Records and tracks legal claims on collateral.
Yes - has this feature

Legal lien documentation and tracking available.

Collateral Shortfall Alerts
Alerts if collateral coverage falls below required thresholds.
Yes - has this feature

Collateral value monitoring with configurable alerts for coverage shortfall is supported.

Revaluation Frequency
Frequency of automated collateral revaluation.

No information available

Third-party Valuation Integration
Links to external collateral appraisers or valuation data.
Yes - has this feature

Product integrates with third-party valuers as available.

Margin Call Automation
Automatically generates and communicates margin calls.
Yes - has this feature

Margin call workflows and automation referenced in asset-based lending module.

Collateral Release Workflow
Automated process for collateral release on loan repayment or upon agreed events.
Yes - has this feature

Collateral release on automated trigger described in product documentation.

Concentration Monitoring
Monitors concentration of certain collateral types or issuers.
Yes - has this feature

Collateral pool concentration monitoring included in exposure analytics.

Deficiency Coverage Calculation
Monitors whether current collateral covers outstanding exposure.
Yes - has this feature

System continuously compares collateral value to outstanding exposure.

Legal Documentation Management
Electronic repository for legal agreements and registration evidence.
Yes - has this feature

Electronic legal and collateral document storage available for all lending types.

Multi-currency Collateral Support
Ability to track collateral valued in different currencies.
Yes - has this feature

Tracks collateral in multiple currencies per exposure, as noted in multi-currency feature list.

Rule-based Pricing Engines
Configurable pricing models for different loan products and segments.
Yes - has this feature

Pricing engine is user-configurable for various loan categories.

Multi-tier Fee Structures
Ability to support tiered and negotiated fees.
Yes - has this feature

Tiered and negotiated fee structure is featured.

Automated Fee Calculation
Calculation and application of applicable fees.
Yes - has this feature

Automated calculation and tracking of all fees are included in system.

Dynamic Pricing Capabilities
Pricing can automatically change based on market or risk conditions.
Yes - has this feature

Dynamic rate and price changes can be applied automatically following rating/market input.

Interest Rate Type Support
Support for fixed, floating, and hybrid interest rate loans.
Yes - has this feature

Supports all major interest types (fixed, floating, hybrid).

Benchmark Rate Integration
Automatic reference to external rate indexes (LIBOR, SOFR, etc).
Yes - has this feature

Automated benchmark rate referencing (SOFR, LIBOR) described in promotional content.

Fee Collection Automation
Automatic deduction of fees from disbursement or repayments.
Yes - has this feature

Fee automation includes deduction from payments and disbursements.

Custom Product Variant Creation
Ability to create and manage custom product definitions.
Yes - has this feature

Custom product creation and management tools described in admin features.

Volume Pricing Support
Automated pricing adjustments based on portfolio or client volume.
Yes - has this feature

Adjusts pricing based on portfolio and client volume automatically.

Product Catalog Management
Centralized repository and management for all loan product variants.
Yes - has this feature

Centralized product catalog management highlighted for admin efficiency.

Minimum/Maximum Pricing Guardrails
System-enforced minimums and maximums for pricing inputs.
Yes - has this feature

Minimum/maximum pricing guardrails are enforced as part of the system’s pricing configuration.

Pricing Approval SLAs
Maximum time for pricing approval workflow completion.

No information available

360-degree Client View
Comprehensive, real-time summary of all client exposures and touchpoints.
Yes - has this feature

Comprehensive client dashboard showing exposures, transactions, and relationship status.

Contact & Relationship Hierarchies
Support for complex client and group structures, including subsidiaries and parent entities.
Yes - has this feature

Grouping and hierarchy management for complex client structures is featured.

Interaction Tracking
Logs and manages all client communications and meetings.
Yes - has this feature

CRM features include history and interaction tracking.

Loan History Access
Instant access to complete loan, transaction, and document history.
Yes - has this feature

Full history of loans and associated documentation provided per client.

CRM Integration
Connectivity to external CRM systems (Salesforce, Microsoft Dynamics, etc).
Yes - has this feature

Integration points and out-of-the box CRM integrations referenced (e.g., Salesforce).

Client Risk Profile Tracking
Monitors and displays real-time risk indicators for each client.
Yes - has this feature

Ongoing client risk profile tracking and client-level scoring is available.

Customer Data Update Tracking
Audit trail on all client data changes.
Yes - has this feature

Tracks/access log of every data update at the client level.

Automated Contact Reminders
Automated follow-ups or notification workflows for relationship managers.

No information available

Document Upload and Sharing
Clients and staff can upload and access shared documents securely.
Yes - has this feature

Secure document upload and sharing, including with external participants and agents.

Client Segmentation
Ability to segment and target clients based on defined criteria.
Yes - has this feature

Segmenting client base and targeted workflows noted in CRM documentation.

Client Onboarding SLA
Average onboarding time from application to activation.

No information available

Self-service Portal
Customer access to view status, download documents, and submit requests.
Yes - has this feature

Web portal for client self-service options referenced in the product brochure.

Ad-hoc Report Builder
User-friendly interface to build custom reports.
Yes - has this feature

Custom and ad-hoc report builder described in reporting/analytics section.

Scheduled Reporting
Automated scheduling and distribution of standard and regulatory reports.
Yes - has this feature

Standard and scheduled reporting for regulatory and MIS included.

Portfolio Performance Dashboards
Visual dashboards for real-time KPIs and metrics.
Yes - has this feature

Portfolio performance dashboards are part of reporting suite.

Data Export Support
Export data in common file formats (CSV, Excel, PDF).
Yes - has this feature

Export data (CSV, Excel, PDF) is described as supported output formats.

Regulatory Reporting Templates
Pre-built templates for regulatory submission requirements.
Yes - has this feature

Pre-built regulatory report templates available and maintained.

Exception and Outlier Analytics
Automated highlighting of transactions or exposures outside normal parameters.
Yes - has this feature

Exception and outlier management featured as part of monitoring and analytics suite.

Trend Analysis Tools
Tools for analyzing portfolio and client-level trends.
Yes - has this feature

Trend tools available for portfolios and clients.

Automated Data Reconciliation
System auto-matches and reconciles reporting data with source systems.

No information available

Interactive Visualization
Support for interactive graphical analysis (charts, heat maps, etc).
Yes - has this feature

Interactive dashboards and visuals part of system analytics.

Report Generation Speed
Average time to generate standard reports.

No information available

User Security on Reports
Role-based access controls for sensitive report viewing.
Yes - has this feature

Role-based access assigned to reports and dashboards.

Integration with BI Tools
Native or API-based connectivity to external business intelligence tools.
Yes - has this feature

Connectivity/API integration with BI tools such as PowerBI is mentioned.

Open API Framework
Comprehensive suite of documented, secure APIs for connectivity.
Yes - has this feature

Broadridge publishes robust Open API framework for integration.

Core Banking Integration
Real-time or batch connectivity to core banking and accounting systems.
Yes - has this feature

Integration with core banking/accounting platforms is a core use case.

Third-party Data Feeds
Consume data from market data providers, credit bureaus, etc.
Yes - has this feature

Third-party data feeds from bureaus, index providers, and others are supported.

Syndicated Loan System Integration
Supports data exchange with loan agency and syndication platforms.
Yes - has this feature

Syndicated loan system integration provided for agency and participant banks.

Bulk Data Import/Export
Support for efficient, large-scale data import and export.
Yes - has this feature

Bulk import/export processing referenced in data integration features.

Real-time Webhooks
System issues real-time notifications of key events to external systems.
Yes - has this feature

Real-time event webhooks are available for extensible integrations.

Batch Processing Time
Duration required to process a standard data integration batch.

No information available

Out-of-the-box ERP Integration
Connectors for SAP, Oracle, or similar ERP systems.
Yes - has this feature

Connectors for major ERP systems are referenced.

Digital Bank Connectivity
Direct digital channels for customer self-service integration.
Yes - has this feature

Digital bank and client-facing connectivity is noted in the self-service and open banking features.

Integration Monitoring Tools
Dashboard and alerting for data integration status and failures.
Yes - has this feature

Integration status, health and error dashboards available.

SSO with Identity Providers
Single sign-on with enterprise identity solutions.
Yes - has this feature

Single sign-on with major identity providers available for enterprise clients.

Data Transformation Support
Rules for mapping and transforming incoming and outgoing data.
Yes - has this feature

Data mapping and transformation rules can be configured in integration layer.

Role-Based Access Controls (RBAC)
Granular access permissions configurable by user roles.
Yes - has this feature

Role-based permissions are a highlighted security feature.

Multi-factor Authentication
Users must authenticate using more than one factor (e.g., password + OTP).
Yes - has this feature

Multi-factor authentication implemented for user access.

Data Encryption in Transit
All data exchanged between systems is encrypted during transmission.
Yes - has this feature

Data is encrypted in transit, as per standard enterprise SaaS policy.

Data Encryption at Rest
Sensitive data in storage is encrypted.
Yes - has this feature

All sensitive data is stored encrypted at rest.

Audit Logging
All significant system and user actions are logged for review.
Yes - has this feature

Audit logging for security/compliance events is standard.

Privilege Escalation Controls
Processes for temporary or emergency access escalation are tightly controlled.
Yes - has this feature

Privilege escalation requests are workflow-controlled and logged.

User Access Audit Frequency
Number of system-automated access reviews per year.

No information available

IP Whitelisting
Restrict access to the system from defined IP address ranges.
Yes - has this feature

IP whitelisting can be enforced as per security best practices.

Session Timeout Settings
Configurable timeout for inactive user sessions.
Yes - has this feature

Customizable session timeouts are available.

Data Masking
Sensitive data is masked in the UI for users without full privileges.
Yes - has this feature

Sensitive data masking included in UI for restricted users.

Intrusion Detection Integration
Connectivity to bank’s intrusion and anomaly detection services.
Yes - has this feature

System integrates with standard SIEM and intrusion detection tools.

Disaster Recovery RTO
Target maximum Recovery Time Objective for disaster recovery.

No information available

Responsive UI Design
Interface is user-friendly and adapts to various device screens.
Yes - has this feature

UI is responsive and web-based, scaling to devices.

Configurable Dashboards
Personalized landing pages and widgets.
Yes - has this feature

Personal dashboard and widget configuration supported.

Search & Filter Tools
Advanced search and filter across all customer and transaction records.
Yes - has this feature

Advanced search and filtering are referenced in UI documentation.

Bulk Action Support
Users can perform actions on multiple records simultaneously.
Yes - has this feature

Bulk actions supported in administration and workflow processing.

Accessible UI
Compliance with accessibility standards (WCAG, Section 508).

No information available

Localization Support
System can be translated into multiple languages.
Yes - has this feature

Multi-language and localization supported in UI.

User Onboarding Wizards
Step-by-step helpers for new user setup.
Yes - has this feature

User onboarding wizards and in-app guidance tools mentioned.

Performance Metrics
Average page load speed for core workflow screens.

No information available

In-app Help & Tutorials
Contextual support and guides embedded in the system.
Yes - has this feature

Embedded help and tutorials featured in UI.

Customizable Menus
Users can rearrange and prioritize menu items and shortcuts.
Yes - has this feature

Customizable menu layouts and quick links are supported by the UX.

Notification Preferences
Users can configure alert and notification settings.
Yes - has this feature

Notification preferences are managed per user via system configuration.

Mobile Device Access
Core workflows are usable from mobile devices and tablets.
Yes - has this feature

Mobile web and tablet access enabled for standard workflows.